11 US cities where you need to make more than $75,000 to live comfortably

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San Francisco

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You need to earn six figures to afford to live in San Francisco.

Some of the biggest cities in the US are actually quite affordable. But there are other places where a $75,000 salary - that's about $15,000 more than the US median income - won't cut it.

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That's according to GOBankingRates' latest report on the income needed to live comfortably in the 50 biggest cities in America. GOBankingRates defined living comfortably as earning an income that allows for 50% necessary spending, 30% discretionary spending, and 20% savings.

To find out where you need a salary higher than $75,000 to live by the 50-30-20 budget, Business Insider filtered GOBankingRates' data on the 50 most populous US cities.

The income needed for each city was determined by monthly expenses - housing, groceries, utilities, transportation, and health insurance - for a single person. GoBankingRates multiplied the total monthly cost of necessities for each city by 12 to get the annual cost. To live by the 50-30-20 rule, a person would need to earn twice as much as their expenses, so GoBankingRates doubled the total cost of necessities to arrive at the total recommended income for each city.

Below, check out the 11 places where you need to make more than $75,000 to live comfortably, including some of the nation's most popular cities like New York, Washington, DC, and San Francisco. For context, we've also included how much the median household actually earns in each location.

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