20 horror stories about the brutal exam Wall Streeters have been cramming for

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On Saturday, all three levels of the Chartered Financial Analyst exams will be administered worldwide.

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The CFA curriculum is considered to be the hardest on Wall Street. To put the exams' difficulty into perspective, fewer than 20% of candidates pass all three on the first attempt.

Candidates on average spend 250-300 hours preparing for each level of the exam over the course of six to eight months.

Of course, every test-taker hopes things go smoothly and according to plan on exam day. But we've heard some crazy horror stories ranging from bathroom disasters to concentration-breaking distractions.

We've included them here. Make sure this doesn't happen to you.

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Julia La Roche contributed to an earlier version of this story.