I've read 12 books about money over the past year - and 3 key pieces of advice appear nearly everywhere

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Over the past year, I've read one money-related book a month, from Benjamin Franklin's 1758 classic, "The Way to Wealth" to the more recent bestseller, Ramit Sethi's "I Will Teach You to Be Rich."

While each is fundamentally different in style - and varying in content - three pearls of wisdom about getting rich surfaced in nearly all 12 books.

Read on to see for yourself.