Annual fee: $95
Sign-up bonus: 50,000 points
Spending required for sign-up bonus: $3,000
Points per dollar spent (tiered system based on how much cash you have deposited or invested with the bank):
• 2 for travel/dining, 1.5 for all other purchase (Less than $20,000 deposited)
• 2.5 for travel/dining and 1.875 on all other purchases ($20,000 to 49,999 deposited)
• 3 for travel/dining and 2.25 on all other purchases ($50,000 to 99,999 deposited)
• 3 for travel/dining and 2.25 on all other purchases (More than $100,000 deposited)
Other perks:
• $100 travel credit for airline travel expenses (like baggage fees; doesn't include airfare)
• $100 application credit for Global Entry/TSA PreCheck