iPhone X costs $50 per month if you buy it through Apple's upgrade plan

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iPhone X costs $50 per month if you buy it through Apple's upgrade plan

iPhone X

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Apple's just-announced iPhone X is its most expensive phone in years with a starting price of $999.

But paying the full price up front isn't the only way to buy the iPhone X when preorders start October 27. There's also Apple's upgrade program, which allows you to pay off the device in monthly installments through a zero interest loan.

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Apple broke down how much its three new phones - the iPhone 8, 8 Plus, and most expensive X - will cost in monthly payments on its website Tuesday:

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Apple

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Apple's upgrade program lets you swap your iPhone for the newest model after 12 monthly payments. Experts consider Apple to have the best monthly payment program for buying iPhones. The company's AppleCare warranty is included with the program.

If you don't want to buy a new iPhone 8 or X through monthly payments, here's the full cost breakdown:

  • iPhone 8 64GB: $699
  • iPhone 8 256GB: $849
  • iPhone 8 Plus 64GB: $799
  • iPhone 8 Plus 256GB: $949
  • iPhone X 64GB: $999
  • iPhone X 256GB: $1,149