Here’s how you can earn lakhs by just investing Rs 2,000 per month

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The Systematic Investment Plans (SIPs) have become popular among people, especially after demonetisation.
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SIP can be dubbed as one of the most sought-after options of investing in mutual funds as it allows an investor to invest a certain amount periodically in a mutual fund for a specific period.

Investing in mutual funds through an SIP offers investors better risk-adjusted returns and it has various benefits such as it brings discipline into your investing habits, allows you to decide how much you wish to invest, provides price averaging, takes away the need to time markets, etc.

“SIPs help you by averaging costs and reducing risks. So the longer you stay invested, the higher would be your returns. So remember that your SIP is for a long period, and do not stop your SIP mid-way unless it is due to a break in income,” said Ajit Narasimhan, Category Head – Savings & Investment, BankBazaar.

Although there is no right age to invest in SIPs, but, like any other investment, the sooner you invest, the higher would be your returns.

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Moreover, the smaller investment size and the periodicity means that you can begin investing much earlier.

Here’s how you can build a huge corpus just by investing just Rs 2,000 per month


Duration SIP Amount (Rs) Future Value (Rs)
4 years 2,000 1.2 Lakh
5 years 2,000 1.6 Lakh
8 years 2,000 2.9 Lakh
10 years 2,000 4.1 Lakh
12 years 2,000 5.6 Lakh
15 years 2,000 8.4 Lakh
18 years 2,000 12.1 Lakh
20 years 2,000 15.3 Lakh
22 years 2,000 19.2 Lakh
25 years 2,000 26.8 Lakh
28 years 2,000 36.9 Lakh
30 years 2,000 45.6 Lakh
35 years 2,000 76.6 Lakh


The returns here are calculated at 10%. Equity markets have given an average of over 15% per annum for the last 10 years. So, you will be making a lot more.

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