Gaurav Sangwani14 Oct 2016, 18:01
Again, we can take a gander at WeChat as an example. In addition to payments to friends and shippers, WeChat offers savings accounts and personal loans. More than 10 million people save with WeChat, with over US$16. Rival AliPay has $94BN under management. Neither of them has been in market with this product for more than three years.