16 US cities where a typical family can afford a home

Columbia, South CarolinaSean Pavone / Shutterstock

When it comes to buying a house, not all cities are equal.

In the past few decades, home prices have been climbing while wages have been stagnant. The rule of thumb was once to buy a house no more than 2.6 times your yearly household income, according to CityLab. Today, that number seems more like an aspiration than a rule, especially in pricier regions like the west coast.

But that doesn't mean that there aren't still affordable options out there. Real-estate platform Clever looked at the home price-to-income ratio of several cities with median income and median home value information compiled by Zillow. The data shows that few have been able to maintain a ratio below 2.6.

Below, we've listed the 16 most affordable cities in the US according to Zillow's data, as well as the median household income in each city from the US Census Bureau's American Community Survey and the median home price from Zillow.

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16. St. Louis, Missouri

16. St. Louis, Missouri

Median household income: $41,441

Median home price: $116,400

15. Greensboro, North Carolina

15. Greensboro, North Carolina

Median household income: $47,043

Median home price: $143,500

14. Harrisburg, Pennsylvania

14. Harrisburg, Pennsylvania

Median household income: $35,300

Median home price: $51,400

13. Tulsa, Oklahoma

13. Tulsa, Oklahoma

Median household income: $45,894

Median home price: $120,900

12. Omaha, Nebraska

12. Omaha, Nebraska

Median household income: $56,406

Median home price: $179,600

11. Little Rock, Arkansas

11. Little Rock, Arkansas

Median household income: $48,463

Median home price: $140,300

10. Oklahoma City, Oklahoma

10. Oklahoma City, Oklahoma

Median household income: $52,062

Median home price: $130,100

9. Columbia, South Carolina

9. Columbia, South Carolina

Median household income: $43,650

Median house price: $143,400

8. Rochester, New York

8. Rochester, New York

Median household income: $32,347

Median home price: $75,300

7. Akron, Ohio

7. Akron, Ohio

Median household income: $36,223

Median home price: $67,000

6. Pittsburgh, Pennsylvania

6. Pittsburgh, Pennsylvania

Median household income: $45,851

Median home price: $144,500

5. Wichita, Kansas

5. Wichita, Kansas

Median household income: $50,504

Median home value: $$127,600

4. Syracuse, New York

4. Syracuse, New York

Median household income: $34,716

Median home price: $87,600

3. Dayton, Ohio

3. Dayton, Ohio

Median household income: $30,128

Median home price: $ 50,500

2. Scranton, Pennsylvania

2. Scranton, Pennsylvania

Median household income: $38,683

Median home price: $71,000

1. Toledo, Ohio

1. Toledo, Ohio

Median household income: $37,339

Median home price: $69,700

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