25 states where retirees hate the weather, lack healthcare, and are spending a fortune to get by

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25 states where retirees hate the weather, lack healthcare, and are spending a fortune to get by

old couple snow

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Weather can play a huge factor in deciding what state to retire in.

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  • Happiness during retirement depends not just on how much money you have saved, but also on where you live.
  • Bankrate recently released a list of the best and worst states to retire in.
  • You may want to think twice before retiring in these states, where costs are high, healthcare quality is subpar, and the weather is questionable.

Deciding on a place to retire is almost as hard as building the savings it takes to get there.

After all, you've been planning for the golden years your whole life (hypothetically, at least), so you don't want to end up living in a place that doesn't help you make the most of your money or your leisure time.

According to a 2017 Bankrate survey, 47% of Americans would consider moving when they retire. In light of this statistic, Bankrate recently released a list of the best and worst states for retirement. To determine this ranking, they looked at seven categories that affect retirees and compared them across every state with the help of multiple sources. Each ranking was weighted by their importance, determined by the survey respondents.

Turns out, not every state is a prime spot for a retiree. Those that ranked lower on the list generally had low rankings for cost of living, taxes, healthcare quality, and weather. Even if a state had a high ranking in one category, such as Louisiana, which ranked third for weather, it wasn't always enough to compensate for low rankings in the other categories.

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Below, see which states you may want to think twice about retiring in based on their costs, weather, and healthcare options.


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24 (TIE). Vermont

24 (TIE). Vermont

Cost of living rank: 41

Taxes rank: 47

Healthcare quality rank: 2

Weather rank: 44

24 (TIE). Wisconsin

24 (TIE). Wisconsin

Cost of living rank: 21

Taxes rank: 38

Healthcare quality rank: 6

Weather rank: 42

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23. Minnesota

23. Minnesota

Cost of living rank: 26

Taxes rank: 46

Healthcare quality rank: 1

Weather rank: 48

22. Arizona

22. Arizona

Cost of living rank: 34

Taxes rank: 21

Healthcare quality rank: 27

Weather rank: 11

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21. Kentucky

21. Kentucky

Cost of living rank: 9

Taxes rank: 33

Healthcare quality rank: 39

Weather rank: 15

20. Pennsylvania

20. Pennsylvania

Cost of living rank: 31

Taxes rank: 26

Healthcare quality rank: 21

Weather rank: 30

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19. New Jersey

19. New Jersey

Cost of living rank: 42

Taxes rank: 50

Healthcare quality rank: 10

Weather rank: 24

18. West Virginia

18. West Virginia

Cost of living rank: 18

Taxes rank: 19

Healthcare quality rank: 43

Weather rank: 22

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17. Rhode Island

17. Rhode Island

Cost of living rank: 40

Taxes rank: 41

Healthcare quality rank: 16

Weather rank: 28

16. Connecticut

16. Connecticut

Cost of living rank: 44

Taxes rank: 44

Healthcare quality rank: 23

Weather rank: 31

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15. Alaska

15. Alaska

Cost of living rank: 44

Taxes rank: 3

Healthcare quality rank: 27

Weather rank: 50

14. Georgia

14. Georgia

Cost of living rank: 15

Taxes rank: 36

Healthcare quality rank: 40

Weather rank: 6

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13. Ohio

13. Ohio

Cost of living rank: 5

Taxes rank: 45

Healthcare quality rank: 36

Weather rank: 26

12. Oregon

12. Oregon

Cost of living rank: 37

Taxes rank: 10

Healthcare quality rank: 42

Weather rank: 35

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11. Oklahoma

11. Oklahoma

Cost of living rank: 7

Taxes rank: 32

Healthcare quality rank: 47

Weather rank: 10

10. South Carolina

10. South Carolina

Cost of living rank: 23

Taxes rank: 37

Healthcare quality rank: 27

Weather rank: 8

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9. Nevada

9. Nevada

Cost of living rank: 33

Taxes rank: 5

Healthcare quality rank: 47

Weather rank: 27

8. Washington

8. Washington

Cost of living rank: 38

Taxes rank: 17

Healthcare quality rank: 34

Weather rank: 36

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7. Illinois

7. Illinois

Cost of living rank: 36

Taxes rank: 29

Healthcare quality rank: 30

Weather rank: 23

6. California

6. California

Cost of living rank: 49

Taxes rank: 48

Healthcare quality rank: 19

Weather rank: 14

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5. Arkansas

5. Arkansas

Cost of living rank: 2

Taxes rank: 39

Healthcare quality rank: 50

Weather rank: 9

4. Louisiana

4. Louisiana

Cost of living rank: 16

Taxes rank: 42

Healthcare quality rank: 44

Weather rank: 3

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2 (TIE). Maryland

2 (TIE). Maryland

Cost of living rank: 47

Taxes rank: 43

Healthcare quality rank: 24

Weather rank: 20

2 (TIE). New Mexico

2 (TIE). New Mexico

Cost of living rank: 22

Taxes rank: 34

Healthcare quality rank: 49

Weather rank: 21

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1. New York

1. New York

Cost of living rank: 50

Taxes rank: 49

Healthcare quality rank: 41

Weather rank: 39