28 everyday essentials you can buy with your FSA money before you lose it on March 15

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

423815_2FSA Store

  • The pre-tax money you contribute to your FSA must be used on eligible healthcare products and services.
  • FSA dollars work on a "use it or lose it" provision. If you don't use your FSA money by December 31 of each year (or March 15 of the new year for many), you lose it.
  • If you have money in your FSA account that you don't want to go to waste, you can use it on household essentials like contact solution, sunscreen, lip balm, Band-Aids, condoms, first aid kits, Motrin, allergy medications, and more.
  • FSAstore.com is full of over 4,000 products guaranteed to be covered by your FSA Card. Below, we rounded up 28 essentials to save on that you may already be buying out of pocket.
  • From now through March 31, use our code " BINSIDER25" to get $25 off orders of $250 or more. Get $50 off orders of $375 or more with the code "BINSIDER50" or $70 off $500 purchases with the code "BINSIDER70" at checkout.

In case you hadn't already heard, the pre-tax money you contribute to your FSA works on a use-it-or-lose-it provision, and you have to use it by December 31 of each year (or March 15 of the new year for many) - or it disappears.

Every year, more than $400 million of earned money is forfeited because employees either miss or forget the deadline.

But that shouldn't really be the case, because you can use your FSA money on household staples as mundane as ibuprofen and Band-Aids, and options like online shopping at the FSA Store make it easy to spend that money on things you'd otherwise already be buying. In fact, the FSA Store has over 4,000 items that are guaranteed to be covered by your FSA (or you get your money back), so you don't have to waste time researching just to use your own money. It includes items as basic - and timelessly useful - as sunscreen, pain and allergy relief, first aid kits, thermometers, neck pillows, knee braces, and condoms.

Thanks to a partnership with Phil, Inc. you can also use your FSA to save on your prescription medications. You can order them online and get free delivery to your door on prescription transfers and refills. Read more here.

For things like ibuprofen, aspirin, and other over-the-counter products, IRS regulations require a prescription when buying them with your FSA/HSA. However, they're pretty easy to get - and FSA Store will do it for you online.

Shop for over-the-counter medications on the FSA Store, add to cart, and click on the "Prescription" banner to complete the prescription process at checkout. All you'll need to do is provide FSA Store with your physician's information (name, phone number, address) and they'll take care of the rest. If you already have your prescription ready, just mail it. Or, ask your doctor to fax it to FSA Store's pharmacy partner. Find out more here.

Shop by FSA-approved category on your own here:

The deadline is fast-approaching, so I've rounded up 28 options on the FSA store that could be a good investment with your FSA money - and which you may not have known were eligible before.

Below are 28 helpful household items you can buy with your FSA money:

Subscribe to our newsletter.

Find all the best offers at our Coupons page.

Disclosure: This post is brought to you by the Insider Picks team. We highlight products and services you might find interesting. If you buy them, we get a small share of the revenue from the sale from our commerce partners. We frequently receive products free of charge from manufacturers to test. This does not drive our decision as to whether or not a product is featured or recommended. We operate independently from our advertising sales team. We welcome your feedback. Email us at insiderpicks@businessinsider.com.

{{}}

View As: One Page Slides

A variety pack of Band-Aids

A variety pack of Band-Aids
BAND-AID Adhesive Bandages Variety Pack, 120-Count, $12.99

A variety pack with 120 of the all-star Band-Aid styles — from Sport Strip to Water Block Plus.

Supergoop! lip balm

Supergoop! lip balm
Supergoop! AcaiFusion Lip Balm SPF 30, $9.50

Supergoop! is a cult-favorite in sun protection, and their lip balm has SPF 30, acai super-berry, and shea butter to moisturize.

A variety pack of condoms

A variety pack of condoms
Trojan Lubricated Latex Condoms, Pleasure Pack, 12-Count, $12.99

Trojan's pack comes with most of its best-selling condoms, all of which are electronically tested to ensure reliability. Shop all condom options here.

Contact lens moisturizer

Contact lens moisturizer
Visine For Contacts Rewetting Drops, $6.49

Visine's Rewetting Drops moisten and clear lenses and refresh dry eyes. Shop all contact lens care here.

Neutrogena Dry-Touch sunscreen

Neutrogena Dry-Touch sunscreen
Neutrogena Ultra Sheer Dry-Touch Sunscreen, SPF 30, $12.49

Neutrogena's fan-favorite sunscreen protects with broad-spectrum UVA/UVB protection and has Dry Touch technology to ensure an ultra-light, non-shiny finish that absorbs quickly.

Aleve pain relief

Aleve pain relief
Aleve All Day Strong Pain Reliever, Fever Reducer, Caplet, 200-count, $20.99

Aleve all Day can be used for minor aches and pains from arthritis, muscular aches, and menstrual cramps, to headaches and more.

As mentioned above, IRS regulations require a prescription when buying them with your FSA/HSA. However, they're pretty easy to get — and FSA Store will do it for you in a few steps online.

A smart thermometer

A smart thermometer
Kinsa QuickCare Smart Stick Digital Thermometer, $21.99

Get the Kinsa for fast and accurate temperature readings as well as personalized, app-driven tips and guidance.

Reading glasses

Reading glasses
EyeOs Urbanite Reading Glasses, Ombre, +1.25, $44.99

If you're looking for under-$50 reading glasses, EyeOs makes a +1.25 pair in a modern style. There are additional style options at +1.25 as well.

Band-Aids for blisters

Band-Aids for blisters
Band-Aid Hydro Seal Adhesive Bandages for Heel Blisters, 6-Count, $5.99

Few FSA items will be as timeless as adhesive Band-Aids for heel blisters.

A sportsman first-aid kit

A sportsman first-aid kit
Adventure Medical Sportsman 100 First-Aid Kit, $28.99

Cover all your wilderness first-aid basics with the Sportsman First-Aid Kit, so you can spend longer outdoors and less time hiking back to the car for a last-minute safety pin or bandage.

Extra Strength Tylenol for pain relief

Extra Strength Tylenol for pain relief
Tylenol Extra Strength Caplets, Fever Reducer and Pain Reliever, 100-count, $13.89

Combat fevers and minor pains like toothaches, backaches, and the common cold with Extra Strength Tylenol — which is exactly the kind of thing you'll want immediately once you need it, and not after an out-of-the-way drive to CVS.

As mentioned above, IRS regulations require a prescription when buying them with your FSA/HSA. However, they're pretty easy to get — and FSA Store will do it for you in a few steps online.

Dermatologist-favored sunscreen

 Dermatologist-favored sunscreen
La Roche-Posay Antehlios Mineral Sunscreen, SPF 50, $33.50

La Roche-Posay has earned its reputation as a great sunscreen. It's been a pioneer in UV protection for over a decade, and the Anthelios 50 Mineral Sunscreen is fast-absorbing, non-whitening, weightless, and has a matte finish — it's also suitable for use under makeup.

Prenatal vitamins

Prenatal vitamins
Nature's Bounty Prenatal Multivitamin Softgels, 60-Count, $14.99

Nature’s Bounty Prenatal is a high potency multivitamin and mineral supplement that supports overall health before, during and after pregnancy. It contains 200mg of DHA and 1,333 mcg DFE of folate to promote healthy development.

Lightweight mineral sunscreen

Lightweight mineral sunscreen
MDSolarSciences Mineral Crème SPF 50, $30

MDSolarScience's Mineral Sunscreen is a lightweight, barely-there formula that's hypoallergenic and smooth with a matte finish.

A travel-sized light therapy acne treatment

A travel-sized light therapy acne treatment
ReVive Light Therapy Spot Portable Acne Treatment, $29

The ReVive Spot is an introductory device for those new to LED light therapy for acne treatment. It's FDA-Cleared and uses LED blue light to combat existing acne flare-ups and prevent future breakouts. This is also small enough to take on the go.

Menstrual cramp heat-wraps

 Menstrual cramp heat-wraps
ThermaCare Air-Activated Heatwraps, Menstrual Cramp Relief, 3-Count, $8.99

Get temporary relief from menstrual cramps and backaches with heated pads. They're air-activated and will provide eight hours of heat.

A sport first-aid kit

A sport first-aid kit
Zip-N-Go First Aid Kit, Sport, 34-Piece, $7.99

This quick, on-the-go first-aid kit is filled with the basics needed to treat the bruises, scrapes, sprains, muscle aches, and insect bites that accompany playing sports outdoors.

An advanced, no-touch digital thermometer

An advanced, no-touch digital thermometer
Braun No Touch + Forehead Thermometer, $59.99

The Braun No touch + Forehead Thermometer is gentle enough for a sleeping baby. It uses dual technology and an ultra-sensitive sensor so you can get fast and precise temperature readings either in touch mode, by placing the thermometer on the forehead, or by holding it in front of the forehead up to 5 cm away in the no-touch mode.

Midol for PMS symptoms

Midol for PMS symptoms
Midol Caffeine Free Caplets, 24-Count, $8.99

Midol will get to work combatting the symptoms of PMS that make periods so painful, like cramps, bloating, and backaches.

As mentioned above, IRS regulations require a prescription when buying them with your FSA/HSA. However, they're pretty easy to get — and FSA Store will do it for you in a few steps online.

Neutrogena's Light Therapy Acne Treatment Mask

Neutrogena's Light Therapy Acne Treatment Mask
Neutrogena Light Therapy Acne Treatment Mask, $39.99

Neutrogena's Light Therapy Acne Treatment Mask uses technology previously only found in dermatology offices to treat acne. Blue light targets acne-causing bacteria while red light reduces acne inflammation. After you've washed your face, pop this on at home for 10 minutes.

Cult-favorite sunscreen and lip balm

Cult-favorite sunscreen and lip balm
Supergoop! Perfect Day 2-in-1 ‘Double Header’ SPF 30 and 50, $19

The Double Header SPF from Supergoop! is oil-free, water-resistant, and perfect for everyday wear. It's lightweight, fast-absorbing, and super-moisturizing — without being greasy. The softening and protecting Mint Condition Lip Shield SPF 30 is neatly hidden in the cap for on-the-go use, plus it has a mirror for easy application.

A knee support wrap with heat therapy and compression

A knee support wrap with heat therapy and compression
Neo G Closed Knee Support, $24.99

The Neo G Closed Knee Support with heat therapy provides compression, support, and warming relief to the knee complex without restricting movement. It's particularly well suited to minor tendon and ligament injuries.

An at-home thyroid test

An at-home thyroid test
LetsGetChecked Home Thyroid Test, $119.99

The at-home thyroid test will provide a broad picture of how your thyroid is performing, testing for Thyroid Stimulating Hormone, (TSH), Free Thyroxine (FT4), Free Triiodothyronine (FT3).

A smart sock and monitor bundle for babies

A smart sock and monitor bundle for babies
Owlet Smart Sock 2.0 Monitor + Video Bundle, $399.99

The Owlet Smart Sock bundle tracks your baby's heart rate and oxygen levels while streaming video and audio to your phone. You can find a full review of the Smart Sock here.

A relief band for nausea

A relief band for nausea
Reliefband 2.0 Nausea Relief, $174.99

Reliefband 2.0 is designed to help treat nausea, retching, and vomiting due to motion sickness, chemotherapy, and morning sickness associated with pregnancy — without drugs.

An orthopedic neck pillow

An orthopedic neck pillow
IMAK HappiNeck Orthopedic Neck Support, $32.99

If you're looking for a super plush orthopedic neck support pillow, IMAK's contours to your neck and shoulders and has a soft terry cover and hypoallergenic filling.

An aid for quitting smoking

An aid for quitting smoking
Harmless Cigarette Quit Smoking Aid, 30-Day Fresh Mint Quit Kit, $34.95

Harmless Cigarette is designed to help you quit smoking. It uses a proprietary breathable air filter which replicates similar features of a cigarette to help cope with behavioral symptoms associated with smoking.

A 160-piece first-aid kit

A 160-piece first-aid kit
Caring Mill Essential First Aid Kit, 160-Piece, $34.99

Everyone should have easy access to a first-aid kit. This 160-piece version covers all your major bases, so you can relax knowing you're prepared.

Add Comment()
Comments ()
X
Sort By:
Be the first one to comment.
We have sent you a verification email. This comment will be published once verification is done.