'It's not the smart who get ahead, but the bold.'
"In the real world outside of academics, something more than just grades is required," Kiyosaki writes. "I have heard it called many things: guts, chutzpah, balls, audacity, bravado, cunning, daring, tenacity, and brilliance. This factor, whatever it is labeled, ultimately decides one's future much more than school grades do."
Rich people play to win, which, much like having your money work for you, requires an element of risk-taking and comfort with uncertainty.
As important as it is to take risks to accumulate wealth, it's equally important to be smart about risk-taking, which is why Kiyosaki emphasizes "managing" risk. Blind risk won't get you anywhere, but intelligent risk — in your which education and experience play a key role — is the mother of reward.
The key to intelligent risk is developing financial intelligence, Kiyosaki writes: "There is always risk. It is financial intelligence that improves the odds." He recommends reading up on accounting, investing, and the markets to start becoming more financially intelligent.
"Your financial genius requires both technical knowledge as well as courage," Kiyosaki says.