Rajiv Raj
Staff Reporter
Latest Stories from Rajiv Raj
Ushering in a tectonic shift in mobile payments
The launch of the United Payments Interface (UPI) by National Payments Corporation of India (NPCI) …
Here are 5 ways that will help you zero on the right mutual fund
Here, we will focus on a few parameters that will help you in choosing the right mutual fund for in…
Don't let CIBIL score stand between you and your dream job
Either ways it is important to understand that the CIBIL score (or rating by any other agency) is i…
Here’s how you can get a good CIBIL score at young age
However, anecdotal evidence suggests people in their 20s are most likely to fumble on credit, becau…
5 best credit cards to shop with this Easter
Having said that there are certain basic features that can help a customer in deciding which is goo…
Six hacks to tackle low CIBIL score before making a home loan application
In case your CIBIL score is unsatisfactory, here are five things to do if things are not in your fa…
Is your home loan rate really fixed?
Fixed Rate loan are loans where the rates remain constant throughout the loan period, while in floa…
Here's how to choose an appropriate mortgage lender
The purchase of a property is one of the major financial decisions that an individual makes in his …
Want to take a home loan? Ask yourself these 5 questions before applying
Everybody has their own views on picking the right lender, tenure, interest rates, etc. It is not n…
Here are 6 ways to protect yourself from credit card frauds
In March 2013, two top officials of an online shopping portal were arrested after almost 200 compla…
Five reasons to apply for a joint credit card with your spouse
Yes it’s true! Applying for a joint credit card is beneficial as the credit activity will reflect o…
Dispel all your fears due to CIBIL score. Here’s how
You often hear that your loan application may get rejected if you fall short on your CIBIL score. A…
These amazing tips will never let you fall into a credit card debt trap
Most people know this fact in principle, but are unable to understand how things pan out. It is mos…
Can a Home Loan Balance Transfer Benefit You?
However, Mr. Mehta, a customer, is not buoyed by this entire rate cut euphoria; he already has a ho…
Here’s how you can read your CIBIL report like a pro
Here are some simple tips that can help you to get a better understanding of CIBIL report. Sometime…
It's an apps world!
The emergence of messaging apps was like a revolution in the field of communication. Earlier, stayi…
Here are five ways to spot a home loan scam
In this search, people go on internet and search for various deals. In this bid, they also come acr…
Here are 5 things that determine your CIBIL score
And if you are confused as to what makes your CIBIL score and impacts it, here are five things: Cre…
Rejected for loan due to bad Cibil score? Here are your other options
“Apart from starting the application process with the concerned bank, I also worked on removing the…
6 Signs you are addicted to your credit card!
Buying now and paying later is an ordinary practice whether its everyday purchases, dream holidays …
Tax is depriving us from going out shopping and eating
There is not much we ask from our regular weekends. A day’s downtime after a hectic week definitely…
What to do when your home loan gets rejected!
Lenders rely on the CIBIL score and CIBIL report to understand your credit history and credit b…
Here is how different types of credit lead to a better CIBIL score
Today, each of your financial activity is being tracked not just by your bank, but the premier cred…
It is easy to become a millionaire, just start saving
Saving won’t only make you more confident but you will also become financially disciplined. While o…
Top 7 tips to increase your home loan eligibility
After liberalization of the Indian economy, home loans have become the norm to own a house. With de…