Top investors say these 61 fintechs are set to disrupt banking, trading, and investing

• Insider asked more than 40 investors to identify top up-and-coming fintechs.
• Investors nominated startups both inside and outside of their own portfolios.

Even as funding in fintech fell to one of its lowest levels since the pandemic started, investors still see bright spots in the sector.

Insider surveyed 43 investors — including those from Bain Capital Ventures, Lightspeed Venture Partners, and QED Investors — about the most promising fintechs to watch. Startups that were nominated included a mix of investors' portfolio companies and ones they have no financial interest in. In total, 61 startups that haven't raised beyond a Series B round were identified.

As was the case last year, the majority of those nominated work with other businesses, not individual consumers. Many investors noted B2B startups are one of the biggest bright spots in the sector as businesses and financial institutions continue to streamline their processes and cut costs where they can.

Albert

Cited by: Portage (investor)

Total funding: $171.6 million, according to Crunchbase

What it does: Albert pairs financial advice with financial products so consumers can find the right service for them.

Why it's on the list: "No one else in the market can actually connect you to a real human to answer your financial questions. This kind of service has traditionally been reserved for high-net-worth individuals," said Stephanie Choo, a partner at Portage.

Check out the full list of 61 fintechs identified as most promising by top investors.