Here are the benefits you get with India’s most expensive credit card with a ₹3.54 lakh annual fee

• Axis Bank has launched an ultra-premium credit card for UHNIs.
• The Axis Bank Primus credit card is among the most expensive credit cards in India.
• Here’s everything you need to know about the ultra-premium credit card from Axis Bank.

Credit cards have become a major part of India’s financial landscape in recent years. What was once seen as a luxury for the wealthy has now become more common with banks offering various benefits including lounge access at airports, free tickets and more.

Cards range from free cards for normal users to cards with thousands or lakhs in fees, aimed at high net worth (HNI) individuals. Axis Bank recently introduced Primus, the company’s ultra-premium credit card that is aimed at ultra-high net-worth individuals.

Axis Bank Primus credit card annual fee

The Axis Bank Primus credit card has a joining fee of ₹5 lakh, which increases up to ₹5.9 lakh when we include GST.

In addition to this, the card has an annual fee of ₹3 lakh, which goes up to ₹3.54 lakh after including GST.

This makes it the most expensive credit card in India, beating the Amex Centurion, which has a joining fee of ₹8.26 lakh and an annual fee of ₹2.95 lakh.

Axis Bank Primus credit card benefits

Joining benefit

As part of a joining bonus, users get the option to choose from either an ₹40,000 voucher from ITC or 25,000 Axis Edge Miles.

Renewal benefit

Users who pay the renewal fee get either an ₹20,000 voucher from ITC or 15,000 Axis Edge Miles.

Lounge benefits

Unlimited domestic and international lounge access for the primary card and add-on card holders.

Travel benefits

• The card offers the following travel benefits:
  
• Zero forex markup
  
• Unlimited complimentary domestic airport meet and greets
  
• Complimentary companion airfare
  
• Up to 15% savings on international First and Business class fares
  
• Complimentary upgrades at selected hotels across the world
  
• Exclusive access to top restaurants across the world
  
• Access to exclusive events and bespoke travel itineraries
  

Golf

• Four complimentary green fees at participating clubs for the primary cardholder at international courses.
  
• Unlimited golf access via complimentary green fee and buggy in India.
  

Partners for miles transfer

Air Asia, Air Canada, Air France – KLM, Air India, Air Vistara, Accor, Ethiopian Airlines, Etihad Airways, IHG Hotels & Resorts, ITC, Japan Airlines, Marriott International Qantas Airways, Qatar Airways, Singapore Airlines, SpiceJet, Thai Airways, Turkish Airlines, United Airlines and Wyndham Hotels & Resorts.

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