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How much you need for a down payment on a home in America's 20 biggest cities

20. Detroit, Michigan, median home price: $189,900*

20. Detroit, Michigan, median home price: $189,900*

10% down payment: $18,990

15% down payment: $28,485

20% down payment: $37,980

*Median price of homes currently listed

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19. Tampa, Florida, median home price: $205,200

19. Tampa, Florida, median home price: $205,200

10% down payment: $20,520

15% down payment: $30,780

20% down payment: $41,040

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18. Philadelphia, Pennsylvania, median home price: $208,800

18. Philadelphia, Pennsylvania, median home price: $208,800

10% down payment: $20,880

15% down payment: $31,320

20% down payment: $41,760

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17. Atlanta, Georgia, median home price: $209,400

17. Atlanta, Georgia, median home price: $209,400

10% down payment: $20,940

15% down payment: $31,410

20% down payment: $41,880

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16. Chicago, Illinois, median home price: $231,500

16. Chicago, Illinois, median home price: $231,500

10% down payment: $23,150

15% down payment: $34,725

20% down payment: $46,300

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15. Phoenix, Arizona, median home price: $240,500

15. Phoenix, Arizona, median home price: $240,500

10% down payment: $24,050

15% down payment: $36,075

20% down payment: $48,100

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14. Baltimore, Maryland, median home price: $243,500

14. Baltimore, Maryland, median home price: $243,500

10% down payment: $24,350

15% down payment: $36,525

20% down payment: $48,700

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13. Dallas, Texas, median home price: $250,800

13. Dallas, Texas, median home price: $250,800

10% down payment: $25,080

15% down payment: $37,620

20% down payment: $50,160

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12. Minneapolis, Minnesota, median home price: $256,900

12. Minneapolis, Minnesota, median home price: $256,900

10% down payment: $25,690

15% down payment: $38,535

20% down payment: $51,380

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11. Miami, Florida, median home price: $262,800

11. Miami, Florida, median home price: $262,800

10% down payment: $26,280

15% down payment: $39,420

20% down payment: $52,560

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10. Houston, Texas, median home price: $289,500*

10. Houston, Texas, median home price: $289,500*

10% down payment: $28,950

15% down payment: $43,425

20% down payment: $57,900

*Median price of homes currently listed

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9. Riverside, California, median home price: $354,100

9. Riverside, California, median home price: $354,100

10% down payment: $35,410

15% down payment: $53,115

20% down payment: $70,820

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8. Washington, DC, median home price: $380,700

8. Washington, DC, median home price: $380,700

10% down payment: $38,070

15% down payment: $57,105

20% down payment: $76,140

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7. New York, New York, median home price: $386,600

7. New York, New York, median home price: $386,600

10% down payment: $38,660

15% down payment: $57,990

20% down payment: $77,320

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6. Denver, Colorado, median home price: $396,900

6. Denver, Colorado, median home price: $396,900

10% down payment: $39,690

15% down payment: $59,535

20% down payment: $79,380

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5. Boston, Massachusetts, median home price: $428,900

5. Boston, Massachusetts, median home price: $428,900

10% down payment: $42,890

15% down payment: $64,335

20% down payment: $85,780

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4. Seattle, Washington, median home price: $462,800

4. Seattle, Washington, median home price: $462,800

10% down payment: $46,280

15% down payment: $69,420

20% down payment: $92,560

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3. San Diego, California, median home price: $558,100

3. San Diego, California, median home price: $558,100

10% down payment: $55,810

15% down payment: $83,715

20% down payment: $111,620

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2. Los Angeles, California, median home price: $617,300

2. Los Angeles, California, median home price: $617,300

10% down payment: $61,730

15% down payment: $92,595

20% down payment: $123,460

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1. San Francisco, California, median home price: $776,500

1. San Francisco, California, median home price: $776,500

10% down payment: $77,650

15% down payment: $116,475

20% down payment: $155,300

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