My husband and I put off writing our will after both surviving cancer, but it was a relief to finally write it online for free
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- After a few intense conversations, it took my husband and me less than 15 minutes and cost us nothing to create a will online. Fabric made the process easy - the only hard part was making the decisions.
- Health issues pushed us to write our will, but it's something that everyone, especially everyone who is a parent, should do.
- Choosing a guardian for our son was one of the most difficult decisions we've ever had to make, but by using Fabric, we felt empowered to get it done.
- Write your will online for free in just a few minutes with Fabric »
My husband was diagnosed with lymphoma four weeks after our son was born, and ever since, the idea of writing a will has been on my "to do someday" list and nagging at me.
I had my own big health scare a few years before that - sarcoma, another cancer - and even though it's unlikely that both of us will die before our son reaches adulthood, I think we may be more aware of our own mortality than most people in their 30s or 40s.
Even though the thought of writing a will was pretty emotionally loaded, by the time our son turned 5 in 2019, I finally realized we had put it off for too long.
Writing our will with Fabric
After a quick two-minute quiz, Fabric recommended we start with writing a will. Fabric is targeted to people with young children, though I think just about anyone could benefit from using it.
We started by filling in basic contact information, which took less than a minute. Fabric also instructed us to list our children by name, so I made a mental note to update our will if our wish for another child becomes a reality.
We decided to temporarily skip over the question of who would be our son's guardian if both of us died. That was going to have to wait to be answered until after we had some big conversations.
The next section allowed us to add our bequests. We knew we wanted both our financial assets and my husband's impressive collection of "Star Wars" toys from the 1970s to go to our son. We were able to add those quickly and move on.
The funeral and burial arrangements section was even easier. Personally, I believe that funerals are for the living and would want my family to decide on what they thought might be the most healing for them. However, if you care more about these details than I do, it's easy to note things like where you want to be buried and what kind of flowers you want to have at your funeral.
When we hovered over keywords while writing our will, pop-ups appeared with explanations and tips to help us make decisions. This was beneficial throughout the process - it helped us to understand the role and requirements of the will's executor, for example.
Fabric provided us with just the right amount of information that we felt like we were making informed decisions, but not so much information that it was overwhelming.
Fabric also saved our work so we could sign back in and pick up where we left off. This was especially helpful because it took us a few weeks to discuss who we wanted to name as a guardian for our son. Our conversations over that time covered questions like:
Would he have to move somewhere? How far and to what kind of environment? Would he have to change schools? If not ours exactly, what style of parenting would be best for him? How old would potential guardians be in five years? How about 10 years? Who would be willing to take on a big personal and financial commitment?
It helped us to know that as he got older, we could also go back and change the designated guardian. I keep a long-term planner (I have a section in my notebook for each month of the year, and a page for the next five years) so I made myself a note to revisit our will sometime in 2024. Fabric also gives you the space to name an alternate guardian, which we did just in case.
Writing the will is all done on just a few screens and it's easy to go back and edit previous answers. I could also see bookmark icons along the side, which indicated what was finished and what was left to do.
Why Fabric made sense for us
Even though we worked on it over two days separated by a few weeks, it still took less than 15 minutes altogether. That's less time than it usually takes us to agree on what to order for dinner.
I'm sure there are more complicated situations when having a lawyer write your will would make sense, but for the vast majority of us Fabric is far less expensive (free!) and far less time consuming.
If writing a will would have included finding, making an appointment with, and paying a lawyer, it would probably be another five years before we actually made it happen.
After the will was finished, Fabric emailed us the final document to print, and strongly recommended signing it in front of two witnesses who are not included in the will in another capacity. I guess we'll throw a weird dinner party with a watch-us-sign-our-will twist? It will be odd, but it will be done - finally!
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