When two people get married and combine incomes, they may feel financially powerful, but then make a series of poor purchasing and spending decisions that put them into debt, regardless of how much money they're making.
This can put a serious strain on a relationship.
"In fact, people who make six figures are often in debt because they tend to spend more of what they make," Woroch said. "The biggest example is buying too much house. If most of your monthly income is going toward affording your dream home, then you have little flexibility to enjoy other activities or outings that you and your partner enjoyed doing together, like traveling."
Woroch suggests that whether you're taking on a mortgage or renting a home, aim to spend no more than 25% of your combined take-home pay on this monthly expense.
"This gives you more flexibility in your lifestyle and alleviates the financial tension with your spouse," she said.