The 5 best states to live in if you're paying off student debt

Average student loan balance: $25,840

Average annual wage: $51,180

Ratio of student payments to disposable income: 13.86%

Cost of living index: 98.8

Average student loan balance: $24,600

Average annual wage: $54,010

Ratio of student payments to disposable income: 13.33%

Cost of living index: 103.7

Average student loan balance: $22,683

Average annual wage: $45,850

Ratio of student payments to disposable income: 13.31%

Cost of living index: 97.2

Average student loan balance: $20,193

Average annual wage: $43,170

Ratio of student payments to disposable income: 12.22%

Cost of living index: 94.8

Average student loan balance: $18,873

Average annual wage: $44,130

Ratio of student payments to disposable income: 10.89%

Cost of living index: 92.7