First, make sure your iPhone's software is up to date.
If you're signing up for the Apple Card, you'll want to make sure your iPhone is running on the latest version of iOS. Those who are currently able to apply for the Apple Card must be running iOS 12.4.
To update your iPhone, open the Settings menu, tap "General," and choose "Software Update."
Then, open the Wallet app on your iPhone, tap the option to add a new card, and select Apple Card to get started.
Launch your iPhone's Wallet app and press the icon that looks like a plus sign in the upper-righthand corner.
The app will ask you what type of card you'd like to add to Apple Pay. If you're able to apply for the Apple Card, you'll see an option for Apple Card. Tap it to get started.
After selecting Apple Card, tap "Continue."
After tapping the Apple Card option when adding a new card, you'll be brought to a screen that briefly explains what the Apple Card is.
From here, you can tap the link above the Continue button to learn more about how your personal data will be managed, or tap the "Rates and Terms" button to learn more.
If you're ready to apply, press the "Continue" button.
Enter your personal information.
Fill out your personal information when prompted. At first, you'll be asked to enter your first and last name, date of birth, and phone number. You'll also be asked to enter the last four digits of your social-security number.
Apple passes that information on to Goldman Sachs as part of the application process.
Agree to the Apple Card Terms and Conditions.
After reading the terms and conditions, press "Agree" to continue.
Accept your Apple Card offer.
Once you fill out your personal information and accept the terms and conditions, you'll receive an offer for a credit card with a set credit limit and APR. If you're satisfied with the offer, press "Accept Apple Card" after reading the offer terms and conditions.
You can make your Apple Card the default card for Apple Pay if you want.
After you've accepted your Apple Card offer, you can choose to set it as your default payment method for Apple Pay. You can also do this later in the Wallet app if you don't want to decide right away.
Now your Apple Card has been added to your Wallet, and it's ready for use.
While the physical version of the Apple Card will take a little bit to arrive in the mail, you can start using the card via your iPhone immediately online or at locations that accept Apple Pay.