First, make sure your iPhone's software is up to date.
If you're signing up for the Apple Card, you'll want to make sure your iPhone is running on the latest version of iOS. Those who are currently able to apply for the Apple Card must be running iOS 12.4.
To update your iPhone, open the Settings menu, tap "General," and choose "Software Update."
Then, open the Wallet app on your iPhone, tap the option to add a new card, and select Apple Card to get started.
Launch your iPhone's Wallet app and press the icon that looks like a plus sign in the upper-righthand corner.
The app will ask you what type of card you'd like to add to Apple Pay. If you're able to apply for the Apple Card, you'll see an option for Apple Card. Tap it to get started.
After selecting Apple Card, tap "Continue."
After tapping the Apple Card option when adding a new card, you'll be brought to a screen that briefly explains what the Apple Card is.
From here, you can tap the link above the Continue button to learn more about how your personal data will be managed, or tap the "Rates and Terms" button to learn more.
If you're ready to apply, press the "Continue" button.
Enter your personal information.
Fill out your personal information when prompted. At first, you'll be asked to enter your first and last name, date of birth, and phone number. You'll also be asked to enter the last four digits of your social-security number.
Then enter your annual income.
Apple passes that information on to Goldman Sachs as part of the application process.
Agree to the Apple Card Terms and Conditions.
After reading the terms and conditions, press "Agree" to continue.
Accept your Apple Card offer.
Once you fill out your personal information and accept the terms and conditions, you'll receive an offer for a credit card with a set credit limit and APR. If you're satisfied with the offer, press "Accept Apple Card" after reading the offer terms and conditions.
