The best credit cards for people with bad credit

Advertisement

Man Looking in Wallet

Flickr / José Manuel Ríos Valiente

If you have bad credit, start with a secured credit card.

Poor credit makes it difficult to get approved for a credit card, but there's something out there for everyone.

Advertisement

We asked personal finance and credit card comparison site NerdWallet to highlight options for those with a low credit score (300 to 629).

The roundup consists of secured credit cards - cards designed to help you build up your credit.

They require a cash collateral deposit equal to the credit line, generally have higher interest rates than unsecured cards, and don't offer as many rewards as regular cards. With responsible use and timely payments, you will eventually qualify for a unsecured (regular) card.

If you're looking to start or improve your credit history, consider one of these:

Advertisement