While walking through town that day, I passed a group of women sipping chilled glasses of white wine on a restaurant's terrace as one of them happily exclaimed, "My boat comes on Friday!"
Mere minutes later, I strolled past what appeared to be a mother and daughter discussing someone they knew who "bought four cars and crashed them."
"They're all like $60,000," the younger woman said. "He doesn't care."
And that night, a group of friends seated next to me — the most dressed-up customers in Lucky's outdoor dining area — discussed, at length, buying bongos so they could have a "jam session" together.
The people-watching in Montecito, I realized, was top-notch.