This British startup has created a high-tech banking app and credit card - here's what it's like to use

Mondo is a London fintech startup that's looking at banking in a different way. It doesn't have branches, and its current account is controlled from a smartphone app that analyses spending and can be used to contact the company at any time.

You can't actaually use a Mondo card yet, as it's still being alpha tested to make sure that everything works (you don't want your bank account to have problems).

However, we were given access to one of alpha testing cards. Here's what it's like to use a digital bank: