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New Delhi, Mar 16 () The Appointments Committee of the Cabinet chaired by Prime Minister Narendra Modi has cleared the appointment of Ravinder Singh Dhillon as Chairman and Managing Director of Power Finance Corporation (PFC), according to an order on Monday. Dhillon, posted as Director (Projects), has been cleared for appointment as the Chairman and Managing Director (CMD) in PFC with effect from the date of assumption of charge of the post on or after June 1 till the date of his superannuation on May 31, 2023, or until further orders, whichever is earlier, it said. In a separate order, the ACC has approved the appointment of 1997-batch Indian Foreign Service Officer Somnath Ghosh as officer on special duty in the Department of Defence for an overall period of three years up to September 11, 2022 or until further orders. ABS SMN

Ravinder Singh Dhillon appointed PFC CMD

<ul class="summary-list"><li>An ex-officer of Arlington Police Department in <keyword id="15710" type="ENTERTAINMENT" weightage="60" keywordseo="texas">Texas</keyword> was charged by a local grand jury on Wednesday for a shooting incident that happened last year, according to <a href="https://www.nbcnews.com/news/us-news/ex-officer-indicted-fatally-shooting-texas-woman-whose-dog-ran-n1240370">NBC News</a>. </li><li>Ravinder Singh, who shot Margarita Brooks on August 1, 2019, was charged with criminally negligent homicide.</li><li>Singh had been responding to a welfare check of "a woman passed out in a grassy area," authorities <a href="https://www.arlingtontx.gov/news/my_arlington_t_x/news_stories/officer-_involved_shooting">said</a>, when he shot at an "unrestrained dog" but hit Brooks in the process.</li><li>Brooks died from her injuries at a local hospital following the shooting, according to police. </li></ul>A former police officer in Texas who shot a woman to death last year while trying to fire at her dog that was running toward him has been charged by a local grand jury on Wednesday, according to <a href="https://www.nbcnews.com/news/us-news/ex-officer-indicted-fatally-shooting-texas-woman-whose-dog-ran-n1240370">NBC News</a>. Ravinder Singh, a former officer of Arlington Police Department, was charged with criminally negligent homicide by Tarrant county grand jury, the outlet reported. Singh shot Margarita Brooks during a welfare check following reports that <a href="https://www.arlingtontx.gov/news/my_arlington_t_x/news_stories/officer-_involved_shooting">a woman was passed out in a grassy area</a> on August 1, 2019, NBC <keyword id="6355005" type="UNKNOWN" weightage="100" keywordseo="news">News</keyword> reported.As Singh attempted to check up on Brooks, <a href="https://dfw.cbslocal.com/2019/08/02/arlington-police-release-body-cam-video-officer-trying-shoot-dog-killing-woman/">bodycam footage</a> shows he released multiple shots from his firearm at Brooks' dog, which bolted quickly towards the officer. Some bullets hit Brooks, who later died in a local hospital, <a href="https://dfw.cbslocal.com/2020/09/16/grand-jury-returns-criminal-indictment-of-arlington-officer-who-shot-killed-margarita-maggie-brooks/">KTVT</a> reported. "We are pleased that the Tarrant County Grand Jury has returned an <keyword id="579980" type="PERSON" weightage="60" keywordseo="indictment">indictment</keyword> for the officer who killed Maggie. Officers responding to welfare checks should not be so quick to use their deadly weapons in situations that do not call for use of force," Brooks family said in a statement, according to <a href="https://dfw.cbslocal.com/2020/09/16/grand-jury-returns-criminal-indictment-of-arlington-officer-who-shot-killed-margarita-maggie-brooks/">KTVT</a>. According to the outlet, Singh could face up to 2 years behind bars. Brook's father, Troy Brooks, argued that Singh could have de-escalated the situation differently, <a href="https://www.nbcnews.com/news/us-news/ex-officer-indicted-fatally-shooting-texas-woman-whose-dog-ran-n1240370">NBC News</a> reported. "He had a baton, he had mace, he had Taser. There's a de-escalation of force," he said to the outlet. "This was a panicked 25-year-old man who was scared of a 6-month-old puppy."The family's lawyer, Lee Merritt, told <a href="https://www.cnn.com/2020/09/18/us/texas-police-indicted-shot-woman-dog-trnd/index.html">CNN</a> that they are "disappointed with the charges themselves."While Brooks' father told NBC a manslaughter charge would have been "more appropriate," the family said they were "both surprised and relieved to see charges going forward at all.""It's been well past the normal time, well over a year since the incident happened. It caught us off guard, but it was a welcome relief," Merritt told CNN.

A former Texas police officer was charged with homicide for fatally shooting a woman while trying to aim at her dog

<keyword id="11441043" type="COMPANY" weightage="20" keywordseo="SimpliContract">SimpliContract</keyword>, an AI and SaaS-based contract lifecycle management (<keyword id="3467940" type="COMPANY" weightage="20" keywordseo="clm">CLM</keyword>) platform, said on Monday it has raised <keyword id="54123" type="COMPANY" weightage="20" keywordseo="USD">USD</keyword> 1.8 million in a <keyword id="948731" type="PERSON" weightage="20" keywordseo="seed-funding">seed funding</keyword> round led by <keyword id="1397792" type="COMPANY" weightage="20" keywordseo="Kalaari-Capital">Kalaari Capital</keyword> with participation from Picus Capital, Arka Ventures, and Digital Sparrow Capital. This funding will drive its efforts in engineering, <keyword id="6019235" type="COMPANY" weightage="20" keywordseo="ai-research">AI research</keyword>, and marketing, the Bengaluru-headquartered company said in a statement. SimpliContract's product supports organisations across the contract lifecycle from request to renewal and enables effective collaboration for internal and external stakeholders such as vendors and customers, it said. The platform, built with customisable and intelligent workflows, seamlessly integrates with enterprise applications and provides actionable insights to users across procurement, sales, and legal functions, the statement said. Partner at Kalaari Capital, <keyword id="154262" type="PERSON" weightage="20" keywordseo="Ravinder-Singh">Ravinder Singh</keyword>, said, "90 per cent of global enterprises and 50 per cent of midsize organisations will have CLM solutions in place by 2023. The Global CLM market is expected to grow from USD 1.5 billion today to USD 5.2 billion by 2027. We believe that the AI- powered CLM platform of SimpliContract will drive and ride this growth." "We are seeing significant interest and adoption in the market within a few months of launch. SimpliContracts AI-driven platform supports over 4,000 enterprise users and manages 30,000-plus contracts worth over USD two billion in value," CEO of SimpliContract, Guru Venkatesan, said. SEE ALSO: <a href="https://www.businessinsider.in/stock-market/news/sona-comstar-ipo-price-gmp-should-you-subscribe/articleshow/83505013.cms">Sona Comstar IPO worth ₹5,550 crore opens today – find out if this EV battery player has enough juice for a long ride</a> <a href="https://www.businessinsider.in/business/news/why-dodla-dairy-has-no-plans-to-expand-beyond-southern-india/articleshow/83503817.cms">Here’s why Dodla Dairy has no plans to expand beyond southern India for at least the next two years even with its IPO</a>

SaaS startup SimpliContract raises $1.8 million in seed funding led by Kalaari Capital

New Delhi, Nov 25 () 1-India Family Mart, which focuses on tier-III and IV towns, aims to have an annual revenue of Rs 2,300 crore in the next five years, on account of new stores.
 The company, owned by Nysaa Retail, launched 100 stores in Bihar recently, 1-India Family Mart said in a statement. The firm has a plan to raise the number of stores to 350 in the next five years.
 "Amidst the ongoing economic slowdown in the retail sector, 1-India Family Mart recorded a revenue of Rs 420 crore in the previous financial year and is further aiming to achieve Rs 2,300 crore revenue in the next five years with an expansion to over 350 stores," said 1-India Family Mart Founding Director Ravinder Singh.
 The company is eyeing a revenue of Rs 650 crore Rs 700 crore for the current financial year, he added.
 Its retail stores are spread in small cities of Uttar Pradesh, Bihar, Assam, Madhya Pradesh, West Bengal and Orissa.
 "Witnessing such increasing demand, we are planning to increase our retail presence in tier III and tier IV towns majorly in Assam, West Bengal and Odisha along with strengthening our presence in the existing states we operate," he said.
 The company reportedly raised its first external funding of USD 7 million from Carpediem Advisors in 2018 for investing in expansion, technology, customer relationship management, warehousing and storefront training.
 Recently, the firm also raised its second round of external debt funding of Rs 20 crore. KRH HRS

1-India Family Mart expects to have Rs 2,300 cr revenue in 5 years

<ul><li>We bring to you a series of columns from industry expert, looking back at the last 10 years</li><li>The columns will explore how the media, marketing and advertising industry has transformed in the last decade</li><li>Ravinder Singh, Founding Director, 1-India Family Mart pens down the changes the <keyword id="188491" type="PERSON" weightage="20" keywordseo="retail-industry">retail industry</keyword> has witnessed between 2010 and 2020 </li></ul>Retailing in India has emerged as one of the most vigorous and fast-paced industries after travelling through different phases over the years. In fact, India is the fifth largest preferred retail destination globally and embraces a very strong position as far as its market potential is concerned. Retailers are consistently trying to tap the gravity of this potential by using the latest technologies along with new generation tools like data analytics, social commerce, CRM solutions, etc, which form the backbone of modern retailing. Bolstered by healthy economic growth, changing demographics, increasing disposable incomes, urbanisation, changing consumer tastes and preferences, and higher consumer confidence, year 2019 experienced strong retail sales. While traditional and unorganised retail formats continue to dominate the retail market, organised retail is growing at a faster pace driven by technology intervention. The industry is now expected to reach $1400 billion by FY2024 from $790 billion in FY 2019, growing at a CAGR of 12%. The dawn of technology in the retail space has transformed the traditional business model into a ‘Phygital’ experience with in-built metrics to comprehend customer needs. Emerging technologies like AR, VR, Artificial intelligence, IoT, cloud platforms, etc. take into consideration multiple consumer interactions through digital platforms in the form of reviews, suggestions and AI-based product assortments, to make in-store digitization possible. By connecting with the consumers at all possible touch points, these techniques are also enabling the retailers to influence consumer behaviour. With technology being a key facilitator in driving engagements and with existing consumers and acquiring new customers, retailers can foresee increased sales and reduction in the cost of operations. Meanwhile, considering the growing consumer consciousness and their preference for choice and convenience, retailers are leveraging data-driven technologies to meet their expectations. Key learning for the retailers to emerge as game changers in 2020 The evolving mind-set of Indian consumers expecting seamless shopping experiences across every channel; brick and mortar stores, e-commerce platforms or mobile apps, demand the retailers to work consecutively towards acquiring competitive advantage in 2020. This can be done by using these innovative retail formats and technologies: <ul><li>Experiential retail: Millennials tend to make the majority of their choices based on their experience instead of the products. So, retailers must focus on developing a customer-centric approach in their businesses, where the consumer can interact with the product or brand and give their feedback as well. An interactive methodology would enable the retailers, especially in the brick-and-mortar circle, to initiate a better brand recall and increased sales. </li></ul><ul><li>Immersive technologies: While online players specifically in fashion &amp; lifestyle and beauty &amp; personal care segment are already making it big by embracing the concept of experience-based shopping using AR/VR, offline stores too are joining the bandwagon by implementing these immersive technologies to redefine convenience for consumers. This means consumers can now simply walk in, find their preferred products/outfits through a virtual inventory and try the outfits via virtual mirror without actually having to do it physically. This combination of technology in stores would facilitate seamless experience to the consumers. In fact, by 2020, the retail industry will emerge as the top spending industry on AR and VR. </li><li>Big Data: Leveraging Big Data to observe and evaluate buying patterns, trends, etc, has been quite revolutionary in the online retail industry. It is now making its way into the offline retail space to create a significant effect on its future. Big Data can enable retail businesses to understand their customer expectations by predicting the popularity of products and identifying the relevant customers for each one of them. </li><li>Social commerce: Millennial consumers are becoming more demanding with time and this can pose challenges for the retailers in future to get their brand noticed amid all the traffic. Social commerce platforms can enable retailers to raise brand awareness and drive direct engagement with customers through pictures and videos of products or brands posted by the latter. Retailers can capitalise on the consumers sharing their experiences and stories on the web in the form of reviews and recommendations. </li></ul>The expectation from modern retail has transformed completely, as the idea here is not just to enhance the experience but also being able to guide the consumers towards making the right purchase decisions by understanding their profile. Having realised the tremendous scope of mass digitization in the retail ecosystem, retailers now must take proactive steps to streamline their day to day operations in 2020, making it exciting and rewarding time for all the stakeholders in the industry.

Indian retail industry: The year that went by and outlook for 2020

By Amit Kumar Das(Eds: A EXCLUSIVE)New Delhi, Apr 11 () With the Professional Golf Tour of India (PGTI) suspended and golf courses shut due to the coronavirus enforced lockdown, the daily-wage caddies are under great deal of financial stress with most worrying about their livelihood.The fast-spreading COVID-19 pandemic, which has killed over 95,000 people globally, has triggered an economic meltdown, hitting sports hard across the globe and in the golf fraternity, it is the caddies who are the most affected as they depend on day-to-day work. There are around 2500 to 3000 caddies in the NCR region with most being migrants. While many are regular caddies, others hundreds of others look for part-time jobs or alternate sources of income as there are no job guarantees. Two-time Asian Tour winner Rashid Khan, the front-runner to qualify for Tokyo Olympics, believes more than anybody the caddies will have a tough time if the situation doesn't improve quickly."The lockdown is affecting the caddies a lot. They earn money on a daily basis, they don't have any other incomes. They have families, and have to pay rent. So it will be difficult for them to sustain if things don't improve," Rashid told . "Even my caddie (Imran Mohammad Ansari), who is from Mumbai, had texted me requesting for financial help. There are many caddies who are being affected."Mantu, who has caddied Rashid Khan, Chandigarh's Akshay Sharma and 2015 Junior World Golf Champion Shubham Jaglan at the Delhi Golf club, said if things don't get to normal 95 % of the caddies will be in trouble."In our country, only 5 percent of caddies are well-off, who are earning Rs 20,000 to Rs 25,000 per month and can manage their household but the rest will be in trouble if things don't improve and clubs don't open soon," he said."Only 50-60 caddies regularly travel with the top golfers in the PGTI, some of the caddies get a salary from golfers whom they caddie but rest are completely dependent on daily wages. "Fortunately, I have saved 30 % of the money that I have earned in my life. So I don't need help now as such. I can sustain my family."Mumbai-born Imran, who has been caddying Rashid for the last four years, said he is worried about his future."We are in deep trouble with golf courses being closed. Our Club is currently providing ration like rice, pulses, onions and potatoes but that is not enough. We are somehow managing. "We earn Rs 500-600 if we caddie for any member on a day but now with no work, things are looking gloom," said the 37-year-old, who works at Bombay Presidency Golf Club. "There are around 140 caddies who have come from outside. These people are in bigger trouble, they are not getting help." While Bombay Presidency Golf Club is providing ration, Bangalore golf club has been paying Rs 300 to each caddie till the club opens again. Noida Golf Club has also paid sums of Rs 2000 and Rs 2500 to the caddies, while Patna Golf Club too has managed to help with Rs 1000 to its caddies besides distributing food items. Given the situation, the Caddies Welfare Trust (CWT) at Delhi Golf Club has written to the Home Ministry to consider opening the golf courses in the country."A letter has gone from the Caddie Welfare Trust to the Home Minister to consider opening the golf courses, mainly for the sustenance of the caddies, who solely depend on daily wage and are currently in financial stress," DGC president Major Ravinder Singh Bedi (retd) said. "If it is not addressed these people will start going home and it might lead to another migration issue."DGC has also decided to pay Rs 5000 to the caddies and the members have also opened a fund where each has contributed Rs 500 which will be distributed to the caddies once the lockdown is lifted. DGC also has been preparing 600 food packages in its kitchen everyday which is being distributed by the police to the needy. Many golfers and clubs members have also come forward to help out the caddies. Rahul Bajaj, who won the silver medal at the 2010 Asian Games, and Kashif Alam, a golfer on PGTI, also used social media to motivate others to come forward and also to gather funds to help out the caddies."Caddies are the migrant labourers of the golf course and so I thought if each golfer can take care of a couple of caddies, we can solve this problem to a great extent, so I started a page in social media and it took off well with people from Noida to Jorhat joining and it motivated others to help out the caddies," Bajaj said. Alam too has been distributing rations to caddies and their families. But caddies are worried that whatever help they are receiving now will dry up if things don't look up soon. "We can only hope, nothing is in our hands," says Imran. ATK KHS KHSKHS

COVID-19: No golf tournaments as hundreds of migrant caddies face hardship

<ul class="summary-list"><li><keyword id="11892747" type="UNKNOWN" weightage="60" keywordseo="india" source="Orion">India</keyword>'s commercial <keyword id="12102752" type="UNKNOWN" weightage="60" keywordseo="surrogacy" source="Orion">surrogacy</keyword> market was estimated to be worth $375 million before it was banned.</li><li>As people look overseas, the former Soviet state of <keyword id="11931393" type="UNKNOWN" weightage="60" keywordseo="georgia" source="Orion">Georgia</keyword> is emerging as a favorite option.</li></ul>Thousands of aspiring parents from around the world have turned to Dr. Nayana Patel for help.She has delivered more than 1,000 babies from surrogates at the Akanksha Clinic in Anand, in western India. Her prominence within Indian surrogacy led to her being interviewed on "<a href="https://www.youtube.com/watch?v=yW6xM2dZO3Q">The Oprah Winfrey Show</a>" in 2006.But she told Insider that she hadn't had any new work since February. The future of an industry she helped build might lie 2,000 miles away.<div type="image" title="Photo of a woman seated in a chair with her arms across her front" height="274" width="365" msid="92087109" hostid="261"></div>A law banning commercial surrogacy, passed by India's Parliament in December, has upended the sector in a nation that for years was a surrogacy capital. Surrogacy in India was a $375 million business spread across <a href="https://www.tandfonline.com/doi/full/10.1080/26410397.2021.1878674">3,000 clinics</a> before the ban, doctors, researchers, and legal experts who spoke with Insider estimated.That's almost a tenth of what Global Markets Insights estimates is a <a href="https://www.gminsights.com/industry-analysis/surrogacy-market">$4 billion</a> global market that's expected grow by almost a third by 2027.But the ban is pushing India's chunk of that market — which relies on <a href="https://nhrc.nic.in/sites/default/files/Report_NHRC_Surrogacy_24122018.pdf">affluent Indians</a> at a time when <a href="http://www.ijstr.org/final-print/feb2020/Infertility-An-Alarming-Situation-In-India.pdf">one in six</a> urban couples struggles with infertility — overseas. The former Soviet republic of Georgia, a rare nation where commercial surrogacy is legal and relatively inexpensive, is emerging as a favored destination.Patel recognizes that this means she might soon be flying to Tbilisi, Georgia's capital, to take on cases. "It's only natural for Indian couples to now want to go there for surrogacy," she said. "And clinics there will either bring in experts like me from India or hire local doctors."<a href="https://www.artbaby.in/">ARTbaby</a>, whose motto is "Your baby, our ART," is a surrogacy center<a href="https://www.artbaby.in/"></a> headquartered in New Delhi that's pitching its <a href="https://www.surrogacycentregeorgia.com/surrogacy/georgia-a-surrogacy-in-india-alternative/">Tbilisi facility</a> as an "alternative" for Indians. When asked how it was adapting its business in the wake of the ban, another Indian service provider, Vinsfertility, pointed to its ability to offer surrogacy services in other countries, specifically mentioning Georgia, which it said in a statement to Insider offered a "guaranteed surrogacy program."The promises are working.Five months ago, Ravinder Singh couldn't have placed Georgia on a map, he joked to Insider during an interview. Since India's ban, he and his wife, Meena — who has had three miscarriages — have spent nights poring over surrogacy options outside the country.They settled on Georgia, and in February, they flew to Tbilisi to check out different centers. The couple, who still haven't told most people in their conservative family that they're contemplating surrogacy, told relatives that they were going on a holiday.Once there, they found they weren't alone. "In every single center that we visited, we either met or heard of other Indian couples interested in surrogacy," Singh said. India was the <a href="https://gnta.ge/statistics/">13th-largest source</a> of visitors to Georgia in the first four months of 2022, up from 15th in 2019, Georgian government data indicated — though it's unclear how many of those travelers were exploring surrogacy options.India's ban follows a decade-long debate in the country over the ethics of allowing people to pay women to carry their children.Before the ban, each surrogacy in the country cost about $20,000, said Amit Karkhanis, a lawyer in Mumbai who specializes in contracts between couples and surrogates. In 2012, researchers from The Lancet <a href="https://www.thelancet.com/journals/lancet/article/PIIS0140-6736(12)61933-3/fulltext">estimated</a>, that about 25,000 children were born annually to surrogates in India, and that almost half of them were for foreign parents.In 2015, Prime Minister Narendra Modi's government banned foreigners from using Indian women as commercial surrogates. But the substantial domestic market was left untouched — until last year.The total ban "killed" the domestic surrogate market, said Hari Ramasubramanian, the chief consultant at the Indian Surrogacy Law Centre, a legal consultancy that specializes in the sector.For Georgia, the timing of the ban couldn't have been better. Two alternatives, Nepal and Cambodia, banned the practice in 2015 and 2016, respectively. India's total ban came into effect just as Ukraine, one of the world's most popular surrogacy destinations, was invaded by Russia. And while some Indian service providers are eyeing Kenya — where Vinsfertility also has a center — it can't offer a Georgia-like legal shield for those seeking surrogates. "It's murky in Kenya. There's no law recognizing surrogacy, but officials turn a blind eye," said Sharmila Rudrappa, the director of the South Asia Institute at the University of Texas at Austin and author of "Discounted Life: The Price of Global Surrogacy in India."By contrast, couples face no legal risks in Georgia, she added. Surrogacy there costs more than in India — with one provider citing a price range of <a href="https://www.caresurrogacy.com/care-georgia-program/">$30,000</a> to $39,000 — but significantly less than in the United States, where prices average between <a href="https://www.sensiblesurrogacy.com/surrogacy-costs/">$120,000</a> and $150,000, one group estimated.Georgia legalized surrogacy in 1997. Ravi Sharma, the director of ARTbaby, cited the way Georgia's laws favored adoptive parents as a pull factor: "The surrogate mother has no rights over the child. There is no mention of surrogacy or the surrogate mother on the birth certificate. There is no requirement for a lawyer."<div type="image" title="Man sitting at a desk looking to camera with a laptop in front of him" height="500" width="750" msid="92087112" hostid="261"></div>Other legal experts who spoke with Insider agreed with Sharma's interpretation of the Georgian law — which also helped the country attract some of the international surrogacy market after India's 2015 law barred foreign couples from using Indian surrogates.Many Indians were introduced to Georgia's surrogacy clinics when Lisa Ray, a supermodel and Bollywood actress, <a href="https://www.vogue.in/content/lisa-ray-just-became-a-mother-to-twins-born-via-surrogacy">spoke publicly in 2018</a> about using a Georgian surrogate to deliver her twins. Karkhanis said parents might be vulnerable to legal challenges once they return home if their child was born through commercial surrogacy in another nation. But Georgia's clear laws eliminate that concern, Ramasubramanian said.India's ban doesn't apply to "altruistic surrogacy," where someone carries a couple's child out of goodwill, rather than for payment. But that could be a shield for coercion and exploitation in a society as unequal as India, said Shiromi Chaturvedi, a psychologist whose work and research focused on surrogates."This is going to drive the industry underground," she said. "And surrogates won't even have the little protection they previously had from legal contracts."Once again, Georgia might be the beneficiary as an attractive alternative for Indian surrogates hoping for better pay in safer conditions, said Rudrappa, adding that this could expose vulnerable women to the risks of trafficking."Their shift to Georgia is real," she said. "I'm already starting to hear about it."

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Ravinder Singh Dhillon appointed PFC CMD

PTI

A former Texas police officer was charged with homicide for fatally shooting a woman while trying to aim at her dog

Taylor Ardrey

SaaS startup SimpliContract raises $1.8 million in seed funding led by Kalaari Capital

PTI

1-India Family Mart expects to have Rs 2,300 cr revenue in 5 years

PTI

Indian retail industry: The year that went by and outlook for 2020

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COVID-19: No golf tournaments as hundreds of migrant caddies face hardship

PTI

India banned commercial surrogacy. Now, parents are flocking to Georgia, a rare nation where it's legal and relatively cheap.

Charu Kasturi

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