You Searched For "credit score" and got 20 results
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7 mins read
How to increase your credit score, no matter when or where you start
Once you have your credit report, sit down and go through it, line by line. It's not uncommon for t…
Cheryl Lock
2 mins read
Buy now, pay later loans like Affirm and Klarna will soon count toward your credit score
If you don't make regular payments on Afterpay or PayPal loans, your credit score from firms like T…
Jason Lalljee
9 mins read
5 credit cards that offer free credit scores - and lucrative rewards
Subscribe to our newsletter. Find all the best offers at our Coupons page. Disclosure: This p…
Elizabeth Aldrich
3 mins read
What is a good credit score to buy a car? The borrowers with the best rates are above 660
When deciding whether to extend a loan, auto lenders may use a specific Fair Issac Corporation (FIC…
Tanza Loudenback
4 mins read
Revolving credit can help boost your credit score, but it can also create a spending trap
Getting into the habit of only making minimum payments can lead to a cycle of debt, since you'll ha…
Anna Baluch
2 mins read
A good credit history is the gatekeeper to financial opportunity. Here are 3 expert-recommended ways to protect yours.
Rod Griffin, senior director of consumer education and advocacy at Experian, explains how to mainta…
Rod Griffin
4 mins read
Checking your credit score should always be free. Here's exactly how to do it.
If you pay a monthly fee for a credit or identity theft monitoring service, check with them as well…
Cheryl Lock
7 mins read
What credit score do you need to qualify for popular rewards credit cards like the Chase Sapphire Preferred?
Disclosure: This post is brought to you by the Personal Finance Insider team. We occasionally highl…
Caroline Lupini
3 mins read
3 things that can matter more to your money than your credit score, according to a financial planner
Disclosure: This post is brought to you by the Personal Finance Insider team. We occasionally highl…
Megan DeMatteo
2 mins read
Average credit scores rose slightly over the summer, despite record unemployment and economic pain
In July, the average credit score was 711 compared to a reading of 708 in April even as many Americ…
Evan Sully
2 mins read
Your credit score isn't the only number lenders use to decide if you're trustworthy
Mortgage lenders typically have the strictest debt-to-income ratio requirements. Generally, 43% is …
Tanza Loudenback
3 mins read
A good credit score to buy a house is at least 620, but the barrier can be much lower for government-backed loans
In order to qualify for a conventional mortgage - a loan backed by a private lender, not a US gover…
Tanza Loudenback
5 mins read
I have almost 30 credit cards, and I'm convinced people seeking a perfect credit score are missing the point
Lenders don't expect anyone to have a perfect credit score - anything above 740 is considered "very…
Caroline Lupini
4 mins read
A secured credit card is a good way to improve your credit score or build credit if you're starting from scratch
Some secured credit cards include a graduation component, where cardholders are automatically trans…
Clint Proctor
2 mins read
Here are 5 common credit myths I've heard after 22 years at Experian teaching people about it
Credit expert debunks five common myths about credit scores and reports so everyone can understand …
Rod Griffin
5 mins read
Your credit score is based on a complicated, murky calculation, but you can fix it by focusing on 2 easily controllable factors
The easiest way to avoid late payments is setting up automatic payments, or auto pay. I have a few …
Eric Rosenberg
4 mins read
Banks can close your cards if you don't use them enough, but you can prevent this by using a simple spreadsheet
As credit card rewards enthusiasts, my wife and I have over a dozen cards. With each new card, we e…
Lance Cothern
4 mins read
Making a quick phone call after checking my credit fixed a $12,000 error and increased my credit score by 100 points
Beyond your annual checkup, it's a good idea to check your report if you're about to take out a loa…
Laura Dunn
7 mins read
Credit repair services will help fix mistakes on your credit report in exchange for a fee, but it's easier than you'd think to do it yourself
Credit repair services aren't miracle workers — they can help you fix errors on your credit report,…
Holly Johnson
4 mins read
Credit card relief can be a valuable option if you're facing financial hardship — and it won't harm your credit score as long as you and your lender are on the same page
As long as you contact your card issuer to come up with a forbearance agreement, pausing payments s…