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India's investment ecosystem is undergoing a seismic shift, with index investing gaining unprecedented traction among investors, according to a report by Motilal Oswal. The younger generation, including Gen Z and Millennials, shows a stronger inclination towards index funds as compared to older investors. They also prefer index funds over ETFs for better returns and liquidity. A recent report by Axis AMC also highlighted the growing appetite for ETFs, which witnessed net sales of Rs 15,403 crore in October 2024. While 46% of younger investors favor index funds, only 35% of Gen X and Boomers do so. Millennials and Gen X investors also have a keen interest in factor or smart beta funds, reflecting their appetite for innovative, albeit aggressive investment strategies. Passive funds have become a core component of investor portfolios, with 80% of investors increasing their allocation to these funds in 2024, compared to 53% last year. The Axis report echoed similar sentiments, noting that net sales in the passive category inched up to Rs 8,025 crore in October 2024. The combined assets under management (AUM) of passive funds have surged from Rs 7 lakh crore in September 2023 to over Rs 11 lakh crore by September 2024—a 1.5x growth in just one year. The survey also noted a growing popularity of ETFs, with 57% of respondents investing in them, up from 41% in 2023. Of these, 26% invest solely in ETFs, while 31% have diversified between ETFs and index funds. This rising preference is matched by a commitment to long-term investment. A significant 81% of investors plan to hold their passive investments for over three years, highlighting sustained confidence in the growth potential of these funds. Sectoral indices like Nifty IT and Nifty Bank dominate as the top choice for passive fund investors, selected by 67% of respondents. Benchmark indices such as the Nifty 50 and Nifty 500 follow closely, preferred by 61% of investors. A recent, similar report by stock broker Angel One also throws a spotlight on how young India plans and prefers mutual funds when it comes to savings and investments. The report, titled "Young Indians' Saving Habits Outlook 2024," compiled by Fin One, stated that 45% of respondents aged 22-35 have made it a point to save up some of their savings in mutual funds. A year ago, this figure stood at just 32%. Most of these investors make their way into mutual funds via SIPs, or systematic investment plans. 52% of respondents in the age cohort of 22-35 are now using SIPs to invest in mutual funds, up from 44% in the previous year. As for what was the driving factor behind beginning their investment journey, 42% underlined the past performance of funds, while 38% noted that advice from financial advisors remained a key consideration. 38% of young Indians are now increasingly focusing on building an emergency corpus, compared to 28% the year before. This shift underscores the drastic change in financial sensibilities brought forth by the pandemic and the consequent desire for greater financial resilience. In fact, approximately 4 out of every 5 surveyed investors maintained a dedicated, separate savings account. Out of the 1,650 individuals studied under the FinOne survey, a staggering majority made their first foray into the stock market in their early twenties. Nearly 2 in every 5 investors pick stock as their preferred choice of investment, followed by mutual funds and then savings bank accounts. While 45% of those surveyed picked stocks as their chosen investment avenue, 20% preferred mutual funds, and 15% wanted to keep their money in a savings bank account.

Gen Z and Millennials prefer stocks and mutual funds; index funds trump over ETFs, say recent reports

Sports in the world especially in India is a potential forum for the youth to prove their capabilities. While sports stars earn name and fame, they also bake big money along with celebrities from other domains in the country. Here is a list of the top 10 richest sports stars in India. <h2>1. Sachin Tendulkar</h2>With a net worth of about $150 million, Sachin Tendulkar is one of the most influential former cricketers in India who headed the Indian national team. Considered the greatest batsman in the history of cricket, Sachin scored the highest-ever record in International cricket. He won six world cups for India during his career. <h2>2. Mahendra Singh Dhoni</h2>The second wealthiest <keyword id="8320684" type="General" weightage="20" keywordseo="sportsman-in-india" source="Orion">sportsman in India</keyword> is Mahendra Singh Dhoni, with a net worth of $110 million. Popularly called as Mahi, he is an international cricketer who led the Indian cricket team between 2007 and 2016. He is also one of the best wicketkeepers in the world of cricket. <h2>3. Virat Kohli</h2>With a net worth of $93 million, Virat Kohli stands third of the list of the 10 wealthiest sportsmen in India. While Kohli has stepped away from T20Is, he continues to play ODIs, tests and IPL. He endorses several brands, which pay him a hefty fee. <h2>4. Sourav Ganguly</h2>Known for his aggressive nature and captaincy, Sourav Ganguly is the fourth wealthiest <keyword id="16120346" type="POSITION" weightage="20" keywordseo="sportsman" source="Orion">sportsman</keyword> in India with a net worth of $50 million. In addition to playing for India, Ganguly also played in the IPL and went on to head the BCCI for some time. <h2>5. Virender Sehwag</h2>Indian opener Virender Sehwag is next on the list, with a net worth of $45 million. He was one of the most destructive opening batsmen for the country and played a key role in several matches. <h2>6. Yuvraj Singh</h2>Yuvraj Singh, popularly known as Yuvi, who is famous for his powerful batting and quick fielding skills is next on the list with a net worth of $35 million. He played a key role in India's victory in the 2011 ICC Cricket World Cup and also played IPL. <h2>7. Suresh Raina</h2>Noted for his fielding and power-hitting, Suresh Raina has a net worth of of $25 million. Suresh Raina is the seventh <keyword id="305618" type="POSITION" weightage="20" keywordseo="richest-sportsman" source="Orion">richest sportsman</keyword> in India. The former international cricketer was an aggressive left-handed batsman of the middle order and was considered one of the best fielders in the world of cricket. <h2>8. Rahul Dravid</h2>Rahul Dravid, who just finished his stint as the coach for the Indian cricket team is next on the list with a net worth of $23 million. Dravid, popularly known as "The Wall" for his defensive batting skills in tests was a key <h2>9. Rohit Sharma</h2>The ninth wealthiest cricketer in India, Rohit Sharma's net worth stands at $22 million. Sharma, fondly known as "The Hitman" for his powerful hitting skills currently leads the Indian team in ODIs and tests. <h2>10. Gautam Gambhir</h2>Gautam Gambhir, another key player in Indian cricket history is tenth on the list with a net worth of $19 million. Gambhir, a former Member of Parliament (MP) is the new coach for the Indian cricket team. He played a key role in several Indian wins, including the 2011 World Cup.

Top 10 richest sportsmen of India

<ul class="summary-list"><li>The death of a 26-year-old EY employee has triggered a conversation about India's work culture.</li><li>The employee's family says that she was overworked — and that it reflects a wider problem.</li></ul>Fourteen-hour work days, meetings during vacations, and no overtime.To some, this may sound like a job from hell. But for many employees in India, it's just another working day.India has one of the toughest work cultures in the world. In 2022, according to the most recently available data from the <a target="_blank" href="https://ilostat.ilo.org/topics/working-time/#">International Labour Organization</a>, the average employee in India worked 46.7 hours a week, compared to about 38 in the US.Not only are employees in India working long hours, but many are also doing it under intense pressure."The pressure is very, very high," Jennifer Hephzibah, a senior HR professional in India, told Business Insider. "If you don't deliver it at a particular time, you either lose your bonus, or you lose your job. It doesn't matter what you're going through otherwise."A Boston Consulting Group <a target="_blank" class="" href="https://www.google.com/url?q=https://www.bcg.com/publications/2024/india-hr-revolution-building-workplaces-for-the-future&amp;sa=D&amp;source=docs&amp;ust=1727195342438866&amp;usg=AOvVaw366N6_QMHZIy6fbfnMv__Y">survey</a> of 11,000 workers in eight countries in October 2023 found that 58% of Indian respondents reported feeling burned out — the highest share of any of the countries, including the US (50%), the UK (47%), and Japan (37%).<h2 id="56dd16d5-8f41-4ab5-aad1-efb517f1a780">'Glorifying overwork'</h2>This always-on culture has come under the spotlight recently following the death of an EY employee, Anna Sebastian Perayil, in July.Peryail's father, Sebastian Perayil, told<a target="_blank" href="https://www.thenewsminute.com/news/what-action-will-ey-take-anna-sebastians-father-speaks-to-tnm"> The News Minute</a> that he believed his daughter died of a combination of health issues, including work stress and acid reflux which triggered a lack of sleep. The official cause of Perayil's death, however, remains unclear."Anna was unable to sleep on most days and couldn't eat on time," he told the publication. "After a whole night of work, she would have to wake up at 7:30 the next morning and repeat the same cycle."According to<a target="_blank" href="https://www.thehindu.com/news/national/maharashtra/mother-pens-letter-following-death-of-26-year-old-daughter-due-to-work-stress-urges-ey-chairman-to-reflect-on-toxic-work-culture/article68656957.ece"> The Hindu</a>, Perayil's mother emailed Rajiv Memani, the chairman at EY India, in the wake of Perayil's death, saying her daughter had collapsed four months into the job after struggling with "the workload, new environment, and long hours."She also accused EY of "glorifying overwork."EY told BI it was "taking the family's correspondence with utmost seriousness and humility" and called Perayil's death an "irreparable loss."<h2 id="0e580f7b-a1b5-40de-bcd5-4c5e1cd9f1da">A 70-hour workweek</h2>Concerns about India's workplace culture are not new.Last year, the software billionaire and Infosys founder Narayana Murthy sparked controversy after saying that young people in India should be willing to work 70 hours a week to help the country progress."India's work productivity is one of the lowest in the world," he told<a target="_blank" href="https://www.youtube.com/watch?v=ES8ZNSTswrs"> The Record</a>, going on to say that unless India improved several factors including its work productivity, "we will not be able to compete with those countries that have made tremendous progress.""So, therefore," he continued, "my request is that our youngsters must say: "'This is my country. I'd like to work 70 hours a week.'"The comments appear to reflect wider expectations in India, even among employers with head offices elsewhere.Kavach Khanna, a former EY analyst in India, told BI that he believed he was expected to do more work than his US colleagues."We used to talk to colleagues in the US in the same roles, and their experience was completely different from ours," Khanna said. "They would get to go for client meetings, leave the office on time, no stretched workdays, and they weren't overburdened like we were."EY did not immediately respond to a request for comment.<h2 id="c34411b0-4cf7-4ac6-b8b5-d828d78369df">Cost centers and cheap labor</h2>Huge multinational companies, such as EY, Google, Microsoft, Salesforce, and Accenture, have set up cost centers in India.These centers, also called Global Capability Centers (GCCs), manage everything from cyber security to product development. They can also manage human resources and accounting.They are cheaper to run in India due to lower labor costs, and they help companies tap into a wide and hungry pool of tech-savvy, English-speaking talent.An <a target="_blank" class="" href="https://assets.ey.com/content/dam/ey-sites/ey-com/en_in/topics/consulting/gcc/2023/06/ey-future-of-gccs-in-india-a-vision-2030.pdf">EY report in 2023 </a>projected that India is set to host at least 2,400 such centers by 2030, with a market value of more than $100 billion.An associate at the Indian office of a multinational banking and advisory firm told BI that even at his Western company, he believed Indian employees were expected to work longer and harder.He said 16- to 18-hour workdays — including some weekends — were normal in his job."A lot of multinational corporations use India as a cost center because of the cheap labor," said the associate, who wanted to remain anonymous for fear of retaliation. "Offices in other countries have boundaries and then dump their extra work on us."Jeanie Chang, an executive coach who specializes in workplace mental health, said she had noticed such a trend, too. "It definitely exists that multinational companies tend to think, 'We love that the Indians work hard, so let's keep doing that.'"Chang also noted that some Asian communities place a cultural importance on work ethic that can lend itself to exploitation."There's a word in Japanese and Korean," Chang said, "that literally means 'overworking yourself to death.' That should say something."<h2 id="799c5726-4028-4993-85d3-1175f4f96f4d">Fear of replacement</h2>So what is stopping employees from demanding change?Part of it might come down to competition. In 2022, <a target="_blank" class="" href="http://www.indiaenvironmentportal.org.in/files/file/India%20Employment%20Report%202024.pdf">according to the India Employment Report 2024</a>, India's youth made up nearly 83% of the country's total unemployed population. With <a target="_blank" href="https://www.thehindu.com/business/budget/68432023-Economic-Survey-2023-24-Complete-document">India's workforce</a> thought to number well over 500 million, each job counts.Hephzibah, the senior HR professional, said that the sheer number of available workers has contributed to a feeling that employees are expendable, and has held them back from saying no to unreasonable demands for fear of losing their jobs.Perayil's mother's email, for instance, said her daughter "did not know how to say no.""She was trying to prove herself in a new environment, and in doing so, she pushed herself beyond her limits," the email said,Hephzibah said this was especially true for younger workers, who may not have enough experience to become critical within the company yet."In the bigger companies," she said, "if you don't deliver, that's it: You're replaced."<h2 id="76d9e66d-7e50-4929-bb3f-86da08d669dd">Cultural differences</h2>Chang told BI that she's had Indian employees point out their lack of resources compared to international peers in the same company."They tell me, 'Jeanie, we don't have effective mental-health resources, but we hear the US does,'" she said.In a<a target="_blank" href="https://www.gallup.com/workplace/349484/state-of-the-global-workplace.aspx"> Gallup State of the Global Workplace report</a> published in 2024, only 14% of the roughly 2,262 Indian employees surveyed said they were thriving at their workplace, compared with 34% of the 128,278 employees surveyed globally.Hephzibah, who has worked in both Indian-owned and multinational companies, told BI that multiple colleagues had left or requested transfers outside India in recent years — mainly because of the work culture.She also found cultural differences when conducting training sessions for employees in India and the US.When implementing the Indian training schedule for one company's American employees, Hephzibah faced pushback on issues like late session timings."They said, 'We're not going to work after 6 and they could clearly call it out without feeling bad," Hephzibah said. "The problem in India is that people get scared to speak up because their jobs might be impacted."<h2 id="c1e23a63-b3a5-4dfe-9fda-a228d77f5f16">The way forward</h2>In Hephzibah's opinion, overtime and vacation policies need to be strictly enforceable in India."Outside, we're very careful to communicate that we care because they have legal backing to sue," she said. "Over here, that entire system is missing."She agreed with Chang that effecting systemic change would also be up to the leaders and middle management, and not just down to a country's laws."What is the leadership believing in? Is leadership overworking?" Chang said. "Because if they are, they're going to overwork their employees."

The death of a young EY employee is raising questions over India's 'always-on' work culture

As <keyword id="19895063" type="General" weightage="20" keywordseo="India" source="keywords">India</keyword> looks forward to bidding for the <keyword id="19933819" type="General" weightage="100" keywordseo="Olympics" source="keywords">Olympics</keyword> 2036, French President <keyword id="19912191" type="General" weightage="20" keywordseo="Emmanuel-Macron" source="keywords">Emmanuel Macron</keyword> said that India has the "capacity" to organise such events. Speaking to <keyword id="19985346" type="General" weightage="20" keywordseo="Jio-Cinema" source="keywords" meta.keywordsubtype="org" meta.entityname="Jio Cinema" meta.hostid="261" meta.entityid="Jio Cinema">Jio Cinema</keyword>, Macron said he believes in India's future. He added that the Olympics is fierce competition. "First of all, I am a strong believer in your country and the future of your country. And what you can build and your capacity to organise such events. I think this is a fierce competition. You should not underestimate that fact. I remember that seven years ago when we went to Lausanne, we did compete with the US at that time - <keyword id="19914983" type="General" weightage="20" keywordseo="los-angeles" source="keywords">Los Angeles</keyword>. And we found this agreement at the end, it was, it is still a great cooperation. So, competing, by itself, is clearly a great preparation," Macron said. Earlier, <keyword id="19899320" type="General" weightage="20" keywordseo="PM-Modi" source="keywords">PM Modi</keyword> also expressed that India will make efforts to host these big sporting events. Speaking to the para-athletes contingent in <keyword id="19900881" type="General" weightage="20" keywordseo="delhi" source="keywords">Delhi</keyword> following a successful Para Asian Games in <keyword id="20310117" type="General" weightage="20" keywordseo="Hangzhou" source="keywords">Hangzhou</keyword>, PM Modi said the approach of the government is "athlete-centric". He said India is growing in terms of its sporting culture and also as a "sporting society". The Prime Minister said there is another reason that India has gained the self-confidence to move forward. "We are trying to host the 2030 Youth Olympics and 2036 Olympics." move forward. India is slowly taking giant steps in <keyword id="22771158" type="General" weightage="20" keywordseo="multi-sporting-events" source="keywords">multi-sporting events</keyword> over the years. Last year in the Asian Games and Para Asian Games in Hangzhou, India crossed the 100-medal mark for the first time ever, ending with 107 and 111 medals respectively. India had also captured 61 medals in the Commonwealth Games back in 2022 in Birmingham, though their best medal count was 101 at home in 2010. India finished in the 71st place on the Paris Olympics medals tally, while, the United States of America ended in top place with a total of 126 medals.

India can organise Olympics 2036, says French President Macron

Beautiful, youthful skin is often a reflection of good health and well-being. While skincare routines play a significant role in maintaining skin health, what we consume also plays a crucial part in achieving that youthful glow. In India, a treasure trove of traditional foods has been known for their ability to promote younger, radiant skin. In this article, we will explore Indian <keyword id="33552" type="General" weightage="20" keywordseo="food-habits" source="Orion">food habits</keyword> that can help you achieve and maintain youthful and glowing skin. <cmsannotation type="cmsannotation" annotationid="Turmeric" comment="subhead" text="Turmeric">Turmeric</cmsannotation> Benefits: Turmeric is a potent anti-inflammatory spice that has been used for centuries in India. It contains an active compound called curcumin, which helps reduce inflammation and oxidative stress. Turmeric also supports collagen production, promoting skin elasticity. How to Include: Turmeric can be added to curries, soups, and stews. A popular Indian drink, "turmeric milk" or "golden milk," combines turmeric with warm milk and spices. <cmsannotation type="cmsannotation" annotationid="Amla (Indian Gooseberry)" comment="subhead" text="Amla (Indian Gooseberry)">Amla (Indian Gooseberry)</cmsannotation> Benefits: Amla is packed with vitamin C, which is essential for collagen production and skin repair. It's also rich in antioxidants that help fight free radicals, preventing premature aging. How to Include: Amla can be consumed fresh, as juice, or in pickled form. You can also find amla powder, which can be added to various dishes or beverages. <cmsannotation type="cmsannotation" annotationid="Neem" comment="subhead" text="Neem">Neem</cmsannotation> Benefits: Neem is renowned for its antibacterial and anti-inflammatory properties. It helps clear acne, reduces skin redness, and supports overall skin health. How to Include: Neem leaves can be used to make a paste for topical application. Neem oil is also used in skincare products. Consuming neem leaves in a powdered form or as neem tea can be beneficial. <cmsannotation type="cmsannotation" annotationid="Papaya" comment="subhead" text="Papaya">Papaya</cmsannotation> Benefits: Papaya is rich in vitamin A, C, and E, which promote skin hydration, repair damaged skin cells, and provide a natural glow. It also contains enzymes that exfoliate and rejuvenate the skin. How to Include: Papaya can be eaten fresh, blended into smoothies, or used as a facial mask for glowing skin. <cmsannotation type="cmsannotation" annotationid="Almonds" comment="subhead" text="Almonds">Almonds</cmsannotation> Benefits: Almonds are a source of vitamin E, which acts as a powerful antioxidant. It helps protect the skin from UV damage, reduces wrinkles, and keeps the skin supple. How to Include: Almonds can be consumed as a snack, added to oatmeal, or blended into almond milk for various culinary uses. <cmsannotation type="cmsannotation" annotationid="Yogurt" comment="subhead" text="Yogurt">Yogurt</cmsannotation> Benefits: Yogurt contains probiotics that support a healthy gut, which is linked to skin health. It helps maintain the skin's pH balance, reduces inflammation, and can help with acne. How to Include: Yogurt can be consumed as a snack, in smoothies, or as a base for raita (a popular Indian side dish). <cmsannotation type="cmsannotation" annotationid="Spinach" comment="subhead" text="Spinach">Spinach</cmsannotation> Benefits: Spinach is rich in vitamins A, C, and E, as well as antioxidants and iron. These nutrients promote skin repair, reduce wrinkles, and protect against UV damage. How to Include: Spinach can be incorporated into various Indian dishes, including saag (a spinach-based curry) or added to salads. <cmsannotation type="cmsannotation" annotationid="Ghee (Clarified Butter)" comment="subhead" text="Ghee (Clarified Butter)">Ghee (Clarified Butter)</cmsannotation> Benefits: Ghee is a source of healthy fats, including omega-3 fatty acids, which support skin hydration. It helps maintain skin elasticity and provides a natural glow. How to Include: Ghee can be used for cooking, as a drizzle over dishes, or added to beverages like herbal teas. <cmsannotation type="cmsannotation" annotationid="Saffron" comment="subhead" text="Saffron">Saffron</cmsannotation> Benefits: Saffron is known for its skin-brightening properties. It helps improve skin tone, reduce pigmentation, and enhance radiance. How to Include: Saffron strands can be soaked in warm milk and consumed. Additionally, saffron can be used in Indian desserts and rice dishes for both flavor and color. <cmsannotation type="cmsannotation" annotationid="Water" comment="subhead" text="Water">Water</cmsannotation> Benefits: While not a traditional food, proper hydration is essential for youthful skin. Water helps flush toxins from the body, keeping the skin hydrated and radiant. How to Include: Make it a habit to drink plenty of water throughout the day, ideally 8-10 glasses, to maintain skin hydration. Incorporating these Indian food habits into your diet can lead to healthier, younger-looking skin. However, remember that achieving and maintaining youthful skin requires a holistic approach. Alongside a balanced diet, it's essential to practice proper skincare, protect your skin from UV damage, stay hydrated, and manage stress. By combining these elements, you can enjoy the benefits of youthful and glowing skin for years to come. Note: The article is based on content generated by AI models like Bard and Chatgpt. SEE ALSO: <a href="https://www.businessinsider.in/science/health/food/webstories/pre-workout-foods-for-optimal-fitness/slidelist/103953090.cms" data-type="tilCustomLink" target="_blank">Smart choices: Pre-workout foods for optimal fitness</a>

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Gen Z and Millennials prefer stocks and mutual funds; index funds trump over ETFs, say recent reports

BI India Bureau

Top 10 richest sportsmen of India

BI India Bureau

The death of a young EY employee is raising questions over India's 'always-on' work culture

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India can organise Olympics 2036, says French President Macron

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Indian food habits for youthful and glowing skin

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