Whiz Kid Goes To Law School At 18, Living 'Nightmare' Of Paying Off $215,000

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Andrew Carmichael Post

Screenshot/LA Times Video

Andrew Carmichael Post

The Los Angeles Times has a sobering profile of a young law school grad who seemed to be "fast-tracking his way through life" but ended up with $215,000 in debt along the way.

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Andrew Carmichael Post was just 22 when he became a member of the California State Bar after graduating from USC's Gould School of Law. Now he's 24, living with his parents, and having to fork over a minimum of $2,756 a month to pay down $215,000 in student loan debt.

"It's like some sort of nightmare where someone gave me a bank mortgage but forgot to add the deed to the house," Post told the LA Times.

His debt situation was aggravated by his inability to find a full-time job as a lawyer after school.

Things have been looking up for him since he got a well-paying job as a programmer, but he still faces an unfathomably high monthly student loan payment.

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Post represents an extreme version of the financial burdens facing law school graduates. Students who go to private law schools have an average debt load of $125,000, and those who graduate from San Diego's Thomas Jefferson School of Law carry an average of $168,800 in debt.

Post's inability to find full-time work as a lawyer wasn't unusual, either.

In March, the ABA Journal reported that just half of 2012 law school grads had gotten full-time, long-term legal jobs. Those kinds of job prospects make the idea of paying off six figures of debt all the more daunting.