How much it costs to live in the most expensive zip code in every state

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How much it costs to live in the most expensive zip code in every state

beverly hills home

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The median listing price in 23 of the zip codes is over $1 million.

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  • Beverly Hills, 90210, may be America's most famous zip code, but it isn't the only area with expensive and luxurious real estate.
  • GoBankingRates recently found the most expensive zip code in every state - and just how much money you need to make to live comfortably there.
  • It's costly to be near the waterfront - the top 10 most expensive zip codes are all coastal.

90210 may arguably be America's most famous zip code; associated with fancy cars and even fancier homes, those five numbers are known to symbolize wealth and prestige - but it's not the only zip code to do so.

GoBankingRates recently found how much money you need to make to live in the most expensive zip code in every state, and 90210 has some competition.

To rank the list, they determined the most expensive zip code according to median home values for April 2018, sourced from Zillow. They then compared the monthly cost-of-living for one person based on housing, groceries, utilities, transportation costs, and healthcare expenditures. Housing costs were sourced from Zillow, while the other four costs were pulled from the Bureau of Labor Statistics.

The monthly costs were combined and multiplied by 12 to get the annual cost of necessities in each zip code. Following the 50-30-20 budgeting guideline, the cost of necessities was doubled to find the amount of income one needs to live comfortably in each zip code, which determined the list rankings. Thus, necessities made up 50% of the yearly income, splurges made up 30%, and savings comprised 20%.

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The top 10 most expensive zip codes all happen to be coastal areas.

Below, see the annual income you need to live in the most expensive zip code in every state, ranked from lowest to highest.

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51. 26508: Brookhaven, West Virginia

51. 26508: Brookhaven, West Virginia

Total income needed: $79,786

Median listing price: $319,000

50. 57702: Rapid City, South Dakota

50. 57702: Rapid City, South Dakota

Total income needed: $83,064

Median listing price: $349,900

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49. 39110: Madison, Mississippi

49. 39110: Madison, Mississippi

Total income needed: $84,322

Median listing price: $367,000

48. 58503: Bismarck, North Dakota

48. 58503: Bismarck, North Dakota

Total income needed: $84,332

Median listing price: $329,900

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47. 82009: Cheyenne, Wyoming

47. 82009: Cheyenne, Wyoming

Total income needed: $84,958

Median listing price: $366,800

46. 72223: Little Rock, Arkansas

46. 72223: Little Rock, Arkansas

Total income needed: $86,548

Median listing price: $379,250

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45. 52411: Cedar Rapids, Iowa

45. 52411: Cedar Rapids, Iowa

Total income needed: $90,388

Median listing price: $409,999

44. 68526: Lincoln, Nebraska

44. 68526: Lincoln, Nebraska

Total income needed: $94,350

Median listing price: $443,700

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43. 46032: Carmel, Indiana

43. 46032: Carmel, Indiana

Total income needed: $96,858

Median listing price: $459,900

42. 40059: Prospect, Kentucky

42. 40059: Prospect, Kentucky

Total income needed: $97,942

Median listing price: $487,450

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41. 70130: New Orleans, Louisiana

41. 70130: New Orleans, Louisiana

Total income needed: $100,968

Median listing price: $499,000

40. 53029: Merton, Wisconsin

40. 53029: Merton, Wisconsin

Total income needed: $106,064

Median listing price: $524,450

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39. 35223: Mountain Brook, Alabama

39. 35223: Mountain Brook, Alabama

Total income needed: $107,594

Median listing price: $588,325

38. 66224: Leawood, Kansas

38. 66224: Leawood, Kansas

Total income needed: $111,394

Median listing price: $585,000

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37. 83313: Bellevue, Idaho

37. 83313: Bellevue, Idaho

Total income needed: $114,694

Median listing price: $595,000

36. 99516: Anchorage, Alaska

36. 99516: Anchorage, Alaska

Total income needed: $115,262

Median listing price: $519,900

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35. 5251: Dorset, Vermont

35. 5251: Dorset, Vermont

Total income needed: $115,748

Median listing price: $612,000

34. 4105: Falmouth, Maine

34. 4105: Falmouth, Maine

Total income needed: $116,456

Median listing price: $603,250

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33. 19930: Bethany Beach, Delaware

33. 19930: Bethany Beach, Delaware

Total income needed: $116,796

Median listing price: $619,000

32. 59715: Bozeman, Montana

32. 59715: Bozeman, Montana

Total income needed: $118,222

Median listing price: $650,000

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31. 45243: Madeira, Ohio

31. 45243: Madeira, Ohio

Total income needed: $120,580

Median listing price: $666,250

30. 73007: Edmond, Oklahoma

30. 73007: Edmond, Oklahoma

Total income needed: $120,948

Median listing price: $685,000

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29. 48009: Birmingham, Michigan

29. 48009: Birmingham, Michigan

Total income needed: $124,296

Median listing price: $699,900

28. 37014: Arrington, Tennessee

28. 37014: Arrington, Tennessee

Total income needed: $128,306

Median listing price: $769,900

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27. 28480: Wrightsville Beach, North Carolina

27. 28480: Wrightsville Beach, North Carolina

Total income needed: $134,430

Median listing price: $775,000

26. 87506: Santa Fe, New Mexico

26. 87506: Santa Fe, New Mexico

Total income needed: $147,722

Median listing price: $929,000

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25. 3870: Rye, New Hampshire

25. 3870: Rye, New Hampshire

Total income needed: $152,694

Median listing price: $877,450

24. 55391: Wayzata, Minnesota

24. 55391: Wayzata, Minnesota

Total income needed: $158,530

Median listing price: $998,000

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23. 97034: Lake Oswego, Oregon

23. 97034: Lake Oswego, Oregon

Total income needed: $164,944

Median listing price: $1,014,500

22. 63124: Ladue, Missouri

22. 63124: Ladue, Missouri

Total income needed: $168,772

Median listing price: $1,099,000

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21. 2807: New Shoreham, Rhode Island

21. 2807: New Shoreham, Rhode Island

Total income needed: $174,444

Median listing price: $1,097,500

20. 20015: Washington DC

20. 20015: Washington DC

Total income needed: $178,000

Median listing price: $1,150,000

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19. 19035: Lower Merion, Pennsylvania

19. 19035: Lower Merion, Pennsylvania

Total income needed: $178,682

Median listing price: $1,150,000

18. 89451: Incline Village, Nevada

18. 89451: Incline Village, Nevada

Total income needed: $185,110

Median listing price: $1,250,000

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17. 20815: Chevy Chase, Maryland

17. 20815: Chevy Chase, Maryland

Total income needed: $199,642

Median listing price: $1,350,000

16. 75205: University Park, Texas

16. 75205: University Park, Texas

Total income needed: $216,244

Median listing price: $1,499,000

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15. 60043: Kenilworth, Illinois

15. 60043: Kenilworth, Illinois

Total income needed: $218,652

Median listing price: $1,495,000

14. 22101 McLean, Virginia

 14. 22101 McLean, Virginia

Total income needed: $225,160

Median listing price: $1,567,884

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13. 98040: Mercer Island, Washington

13. 98040: Mercer Island, Washington

Total income needed: $253,880

Median listing price: $1,825,000

12. 84060: Park City, Utah

12. 84060: Park City, Utah

Total income needed: $261,382

Median listing price: $1,950,000

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11. 85253: Paradise Valley, Arizona

11. 85253: Paradise Valley, Arizona

Total income needed: $270,636

Median listing price: $2,000,000

10. 96821: Honolulu, Hawaii

10. 96821: Honolulu, Hawaii

Total income needed: $288,004

Median listing price: $1,996,500

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9. 29482: Sullivan's Island, South Carolina

9. 29482: Sullivan's Island, South Carolina

Total income needed: $296,354

Median listing price: $2,208,611

8. 2554: Nantucket, Massachusetts

8. 2554: Nantucket, Massachusetts

Total income needed: $331,558

Median listing price: $2,537,500

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7. 6831: Greenwich, Connecticut

7. 6831: Greenwich, Connecticut

Total income needed: $343,126

Median listing price: $2,575,000

6. 31561: Sea Island, Georgia

6. 31561: Sea Island, Georgia

Total income needed: $354,366

Median listing price: $2,749,500

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5. 81654: Aspen, Colorado

5. 81654: Aspen, Colorado

Total income needed: $380,590

Median listing price: $2,972,500

4. 33109: Fisher Island, Florida

4. 33109: Fisher Island, Florida

Total income needed: $452,630

Median listing price: $3,600,000

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3. 7620: Alpine, New Jersey

3. 7620: Alpine, New Jersey

Total income needed: $499,244

Median listing price: $3,998,000

2. 90210: Beverly Hills, California

2. 90210: Beverly Hills, California

Total income needed: $692,388

Median listing price: $5,772,500

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1. 11962: Sagaponack, New York

1. 11962: Sagaponack, New York

Total income needed: $853,738

Median listing price: $7,122,500