The average American carries a $47,000 debt load, and as a nation, nearly $2 trillion of our collective debt is either delinquent or 90 days past due.
Part of the problem in figuring out where to begin getting out of the red is knowing who to turn to for help. Maybe you're too embarrassed to fess up to your issues or you can't afford a financial advisor. So you might pick up a $20 self-help book or enroll in a $200 debt makeover course online.
Save your money. Some of the greatest advice out there can come from the person standing next to you in line at the grocery store. To prove our point, we've rounded up 10 truly inspiring stories of real consumers who faced their debt head-on and managed to come out on the other side.