14 ways 20-somethings should invest their time to set themselves up for long-term success

Don't waste time, because that's "the stuff life is made of."

It was good advice when Ben Franklin said it, and it's good advice now, no matter your age.

But your 20s are a particularly crucial time in life - many call these the "formative" years, and the habits you form in your 20s can carry you through the rest of your life.

So what's the best way to spend this time? 

We sifted through a number of Quora threads and TED talks to find out.