Last week, we discussed three possible issues that are beyond the control of the individual and yet…

At the height of the global financial crisis and even before that, a voice that cut across the glob…

But to discuss this, we need to understand why interest rates are so high on credit cards. The main…

Look around and you will find a lot of women – from Indra Nooyi to Sheryl Sandberg – who are strong…

Over the past several years of my professional life, I have taken a couple of housing loans, a coup…

My secretary discovered the other day that I was the former MD of CIBIL and sheepishly requested fo…

Last week, we left a discussion incomplete – deliberately – so that all of us could deliberate. Fre…

The power of plastic money, which effectively promotes the ‘buy now, pay later’ policy, has become …

In a credit information reporting system, typically the four stakeholders are: Everyone will agree …

Has your loan application been rejected because you don’t have any credit history? So how do you bu…

Have you ever applied for an auto loan, a home loan or a personal loan? What if the loan applicatio…

I am walking down nostalgia lane, in the days when there was no Internet, no e-mail, no mobile phon…

Way back in the late 1960’s, American astronaut Neil Armstrong immortalised the Moon odyssey with a…

Laziness is a universal syndrome – even the most active person succumbs to it at times. Strangely, …

Your credit score is a three-digit number that can make or break your financial dreams. This number…

We all have dreams that we want to fulfil, don’t we? But some dreams do come at a cost. At such tim…

Most of us fervently wish we could win a lottery – an easy ticket to fulfil many dreams. But rarely…

When you want to avail a loan, you apply to various lending institutions, don’t you? Also, it is a …

Let us get the basics clear. Race, religion, gender, nationality, marital status and employment his…

In this age of stiff competition among lenders, each one of them makes an effort to bring in a diff…

Marriage is a union of two souls and from a financial standpoint, it means saving for the future, b…

Nowadays, everyone holds a credit card. Well, almost everyone. While it is a convenient option for …

Draw a budget sheet and evaluate your income and expenses. Also consider your contingencies and sav…