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According to ONS and NHS data, the average person in the
The average house price in the UK is nearly £217,000, and assuming a 10% deposit payment, an average mortgage is around £195,000. At this price, a monthly mortgage would £875 on a 30-year repayment plan.
Eliminating alcohol and cigarette consumption would allow the average Brit to add £278 to that monthly payment, meaning that the typical mortgage could be paid back in 19 years and six months instead of 30 years.
Here's what the figures look like:
eMoov
Given that only 19% of UK adults smoke, the savings for smokers would be significantly higher than the annual average saving, and significantly lower for non-smokers.