How to check job card balance (Mgnrega payment details)

NREGA Job Card is given under the National Rural Employment Guarantee Act, 2005. After its launch, the scheme was renamed as MGNREGA, expanded as Mahatma Gandhi National Rural Employment Guarantee Act. This scheme is one of the most popular social measures of the Indian Republic to guarantee “the right to work” in rural areas of India. The project seeks to improve the financial condition of the deprived population inhabiting the rural areas of the country. As part of this labor law, the local government is bound to give not less than 100 days of waged employment to the masses in the rural areas in order to enhance their quality of life.

What is job card in India

Job card in India is issued to every household under the NREGA scheme administered by the Government of India. The job card contains the names and photographs of all the members in the household. This is actually a legal document that will guarantee the household a minimum of 100 days of salaried employment so that the card holder can exercise his or her ‘Right to work’ under the Mahatma Gandhi National Rural Employment Guarantee Act. If you do not have a job card in India, you can apply for one by visiting the NREGA website.

How to check the balance in Job Card

As on date, there is no way to check the NREGA account balance in the online mode. However, you will find some details on the NREGA job card that you can use to check the NREGA payout for a given period of time. The job card will give details of the number of days for which the employee was given job. There is a fixed wage for every day of work that the said individual has completed under the scheme. This is usually updated on the job card. Since the rate of the daily wages allowed varies from state to state and that it is liable to change periodically, you must first find this out to be able to get the right balance information on the job card. Know that the rates allowed is the same throughout a given state. Once this detail is available, you can check the NREGA account balance for the payouts that are pending to be done. Once the payment is added to your bank account, it is possible to check the bank balance using some apps or following the procedures advised by the bank in which you have your bank account.

The job card payment process

The wages are calculated based on the work done. The primary payment process is to transfer the wages to the bank account of the job card holder directly. If the applicant does not have a bank account, he or she must open one using the NREGA job card as a KYC document proof. It is possible to open a zero balance account under this scheme. Some Gram Panchayats choose to give the payment in cash. The MGNREGA payment is the same for both the genders.