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Ira Alok Puranik

Ira Alok Puranik

Senior Writer

Having formerly worked as a business journalist with The Economic Times, News18, Money9 (TV9), and Moneycontrol, Ira Alok Puranik has been working on personal finance, mutual funds, and the stock markets for the last 4 years. An alum of AJK MCRC, Jamia Millia Islamia, and DU, she is also a 2022 Tow-Knight fellow of Craig Newmark Graduate School of Journalism, City University of New York.


Latest Stories from Ira Alok Puranik


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7 mins read

Simply Put: Secured Loans 2.0 — why more and more Indians are turning to gold, shares and mutual funds to get loans

Gold loans are surging in India, driven by rising gold prices and a desire for quick cash. Loans a…

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5 mins read

Simply Put: From Dal to Dolce—India is loving its luxury life

Indian consumers are embracing premium products across categories, from cars and FMCG to smartphone…

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7 mins read

Simply Put: Is the lending party over? The dangerous tango of Indian banks with microfinance and unsecured loans

India's microfinance sector faces increasing challenges due to rising defaults, affecting the stabi…

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7 mins read

Simply put: Can investing in gold this festive season add the much-touted Midas touch to your investments?

Gold prices have surged past Rs 80,000 per 10 grams, making it a costly affair for the festive seas…

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6 mins read

Simply Put: Boom or bust — how RBI’s decision to leave rates unchanged affects homebuyers

The RBI keeps repo rates at 6.5% for the 10th time despite global rate cuts. This decision affects …

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7 mins read

SIMPLY PUT: SEBI is on a mission to take on the wild, wild west of futures and options in India. Here’s why, what, and how

It's no secret that futures and options see extreme risks, with most traders losing money regularly…

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7 mins read

SIMPLY PUT: Why investing in SME IPOs should not be on top of your adventure to-do list!

This year has seen a surge in SME IPOs, with 146 out of 206 debuting in gains. While they offer ver…

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6 mins read

Simply Put: A Deposit Dilemma — What's the fuss about a crisis in Indian bank deposits? Are mutual fund investments to blame?

Indians seem to be depositing less money in banks, and everyone's blaming the stock markets. But ar…

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3 mins read

Loan-to-deposit ratio will subside on its own in coming months, notes Motilal Oswal report

As of 9th August, 2024 the Indian banking sector's loan-to-deposit (LD) ratio stood at 77.2 %, whic…

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2 mins read

Doctor-population ratio in India better than WHO standard, says Govt

Under the Central Sector Scheme for setting up of new AIIMS, 22 AIIMS have been approved and underg…

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2 mins read

Filing your ITR at the last minute? Don't make these mistakes

As per official data, about 6 crore ITRs have already been filed so far, and around 70% of them hav…

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2 mins read

Did you know about the only Indian state exempt from paying any income tax? Know all about it here

​​Sikkim has its income tax manual, which stipulates that no resident of Sikkim was to pay taxes to…

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2 mins read

ITR Filing: Today is the last day to file your income tax returns, so file today to avoid penalties

You will have to pay a penalty of Rs. 1,000 if your total annual taxable income is below Rs 5,00,00…

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3 mins read

Confused about the new tax regime? Here's when you should opt for it

The new regime was introduced in budget 2020 to simplify taxation, and offer lower rates of taxes c…

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3 mins read

Budget 2024 to fuel stock markets: Bloomberg Survey

Many are expecting the government to raise the standard deduction threshold from the current Rs 50,…

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3 mins read

Wondering which ITR form is right for you? Know all about it here

It's time to file your ITRs! While the deadline is 31st July, it's best to not put off filing your …

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3 mins read

Budget 2024: Increase standard deduction, exemptions and more, an aam aadmi's wishlist

Note that unless you specifically opt for the old regime, the new tax regime is considered as your …

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1 min read

Bolster manufacturing sector, consumption this budget: PHDCCI to FinMin

Finance Minister Nirmala Sitharaman initiated pre-budget consultations for Union Budget 2024 on 19t…

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2 mins read

Dogs, coconuts and monkeys: Insure your vehicles from their mayhem right now!

Digit Insurance, backed by Virat Kohli, reported paying out Rs 1.68 crore in claims for over 1,500 …

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2 mins read

IPO Overview : DEE Piping, Akme Fintrade, GPES Solar

IPOs of Aasan loans and DEE piping systems are debuting on the market today, and will close on 21st…

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3 mins read

Pay only 45 paisa to get a Rs 10 lakh insurance for your train travel!

This insurance, which is optional for passengers to opt for while travelling, offers a coverage of …

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2 mins read

Union budget 2024-25 : When will it be presented, what to expect and more

Finance minister Nirmala Sitharaman is expected to present the first full-fledged union budget unde…

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3 mins read

The 2024 Great Unbossing — Desi Edition: How is global trend of firing mid-level managers taking shape in India

The idea of unbossing, or firing middle-level management in a bid to have flatter reporting structu…

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3 mins read

Here’s how your life insurance plans are set to change

IRDA has brought forth many changes for life insurance products, in a bid to make them more custome…