The US states where people have the most personal debt, ranked

• People across the US continued to take on debt amid high inflation and rising interest rates.
• Data published by My LendingTree breaks down the states with the highest rates of personal debt.

Georgia and Maryland top the list of states where people are burdened with the most personal debt.

According to a recent study by My LendingTree, residents in Georgia owe an average of $45,778 in non-mortgage debt while those in Maryland owe just a little less, with $45,663.

Researchers at My LendingTree analyzed more than 370,000 anonymized credit reports to see which states have the highest and lowest non-mortgage debts in 2022.

For a breakdown of debt by state, click on the below interactive map:

Non-mortgage debt is any other type of debt that's not secured by real estate, such as personal loans, student loans, and credit. Student and car loans make up the majority of personal debt for the average American, MoneyGeek reported earlier this year.

For scale, the average American — aged 30-39 years old — owes around $26,532, according to Debt.org. data, which was updated in April 2023.

These are the 25 US states with the highest rates of personal debt.

25. Missouri - $39,238

Kansas City, Missouri.      Edwin Remsberg/Getty Images

24. West Virginia - $39,257

Huntington, West Virginia.      DenisTangneyJr/Getty Images

23. Delaware - $39,367

Wilmington, Delaware.      Denis Tangney Jr./Getty Images

22. New Jersey - $39,807

Newark, New Jersey.      Getty Images

21. Arizona - $40,260

Phoenix, Arizona.      Kruck20/Getty Images

20. Wyoming - $40,510

A solitary wild bison walks in front of the Teton mountain range in Jackson Hole, Wyoming.      Jeff R Clow/Getty Images

19. New Mexico - $40,755

Santa Fe, New Mexico.      Diana Lee Angstadt/Getty Images

18. Nevada - $41,255

Las Vegas, Nevada.      Getty Images

17. Tennessee - $41,338

Nashville, Tennessee.      Michael Warren/Getty Images

16. Colorado - $41,511

Colorado Springs, Colorado.      Jacob Boomsma/Getty Images

15. Connecticut - $41,791

Hartford, Connecticut.      Getty Images

14. Oklahoma - $41,877

Oklahoma City, Oklahoma.      Marcus Elwell/Getty Images

13. North Carolina - $42,035

Charlotte, North Carolina.      Pawel Gaul/ Getty Images

12. Louisiana - $42,213

French Quarter in New Orleans, Louisiana.      Getty Images

11. New Hampshire - $42,336

Main Street in Littleon, New Hampshire.      Getty Images

10. Alabama - $42,904

Huntsville, Alabama.      Denis Tangney/Getty Images

9. Virginia - $43,074

Downtown Charlottesville, Virginia.      Getty Images

8. South Carolina - $43,177

North Myrtle Beach, South Carolina.      Getty Images

7. Arkansas - $43,257

Jonesboro, Arkansas.      Getty Images

6. Florida - $43,339

Miami, Florida.      Sylvain Sonnet/Getty Images

5. Mississippi - $43,345

Mississippi State Capitol in Jackson, Mississippi.      Getty Images

4. North Dakota - $44,271

North Dakota's State Capitol in Bismarck, North Dakota.      Getty Images

3. Texas - $44,850

Dallas, Texas.      Getty Images

2. Maryland - $45,663

State House of Annapolis, Maryland.      Getty Images

1. Georgia - $45,778

Historic houses around Forsyth Park in downtown Savannah, Georgia.      Getty Images