If you have a Bank Account with SBI (State Bank of India), you can check your account balance in quite a many ways including by dialing the toll-free number, SMS Banking, SBI Quick, Net Banking, Mobile Banking, and by visiting the ATM.
If you are an SBI customer, you can check your account balance through SMS banking services offered by the bank. Through this service, you can get your account balance details or a mini-statement. All that you have to do is to give a missed call or send an SMS from your registered mobile number to the SBI Balance enquiry number (toll free). Within a few seconds, you will get the balance details on your phone.
Send SMS “BAL” to 09223766666
You can get your up-to-date SBI account balance information by sending an SMS “BAL” to the number 09223766666 from your registered mobile number.
To get a mini statement, you can SMS “MSTMT” to 09223866666. The mini statement you get will have the full details of the last few transactions that happened on your account.
SBI Account holders who have registered for net banking can use this service to check balance. In this process, you need to use your login id and password to log into your net banking account. Through this avenue, you can do balance enquiry, carryout funds transfer, or apply for personal loans, home loans or mortgage loans.
SBI SMS Service
You can register your mobile number to receive account balance via SMS. To register for this SBI SMS Service facility, follow the steps below.
From the mobile number registered with SBI, SMS “REG<space>Account Number” to 09223488888.
SBI will send you a message confirming the registration. Once this is done, you can use this service for several purposes including checking SBI account balance, get a mini statement, request for cheque book, get an e-statement, or get an education loan interest certificate or home loan interest certificate.
SBI offers a number of mobile banking apps for the convenience of its customers. Some of the apps of SBI you can download and use on your mobile phone are SBI Anywhere, SBI Quick, SBI Online, and SBI Anywhere Saral (SBI mPassbook). Install any one of these apps on your mobile phone and follow the user friendly instructions for setting up. These apps make banking functions a pleasure and highly convenient experience for SBI customers.
If you are an SBI customer, you can check account balance information at the ATM using the debit card issued by the bank. To know your account balance in this method, visit the SBI ATM and follow the steps below.
Swipe your SBI debit card at the ATM
When prompted, input the 4-digit ATM PIN
Select the option “Balance Enquiry”
Complete the transaction
Using this method, you can also get the details of last 10 transactions by choosing the option “Mini Statement”. This command will get you the details of the last 10 transactions on your account in printed format.
You can use this method to check your balance on the third party non-SBI ATM services also.
There is a downside to using the ATM to check your account balance. SBI customers have a limited number of free ATM transactions per month. Once this number is exceeded, any additional transactions at the ATMs will invite a fee. So, it is advisable that you use other methods for balance check.