Adding money to your Paytm wallet can’t get easier than this

Adding money to your Paytm wallet can’t get easier than this
Representative imagePaytm
Contactless payments have grown 6x in the last few years. And if there’s one player which has had a major contribution in making this possible, it’s Paytm!

Paytm has a solid reach in India. With over 350 million active users, out of which 39 million are daily active users, the company has established itself as the leading payments company in India.

Easy Money Transfer with Paytm Wallet

Paytm offers its users ease of payment and money transfer in a number of ways. One of these is the “Add Money” feature. Instead of transferring money through IMPS, NEFT or RTGS, Paytm lets you make instant payments that reach the receiver’s account immediately. The simple requirement is to have money in the Paytm Wallet.

Automatic Money Add to Paytm wallet

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A big offering of Paytm that makes its user’s life convenient is the ‘automatic add money’ option.

This feature enables a user to set a specific amount as a minimum balance in the Paytm wallet. When that minimum amount is reached, the wallet will be automatically recharged with a set amount. The user can also easily set this recharge amount according to their preference.


For example, if you want to maintain a minimum balance of Rs. 1000 in your wallet at all times, you can utilise the automatic add money feature to add Rs. 2000 to your wallet. This way, whenever your account balance reaches Rs. 1000, Rs. 2000 will be added to your wallet.

With money being added automatically, the user does not need to worry about being short on balance or topping up the Paytm wallet at the time of making the payment.

How to set up the “Automatic wallet top-up” feature?

For Paytm users who make regular money transfers through the app, setting up this feature will be quick and easy. Follow the steps below:

  1. Open the Paytm app
  2. Now, tap on the profile icon in the top left
  3. Select “Payment settings” option
  4. Choose the “Automatic Payments & Subscriptions” option
  5. Select the “Add Money” option present in the middle
  6. Enter the threshold amount. This would indicate that whenever your Paytm wallet reaches this amount, money will automatically be added to it.
  7. Click on the amount you want to top up with each time you reach the above threshold amount.
  8. Tap on the “Proceed” button at the bottom.
  9. Next, select an option to pay. Choose an option from the many options available. This will be the source from which the amount will be automatically deducted.
You’re all done in less than five minutes!

Why to Use the Automatic Add Money Feature

Since the app supports all major payment instruments, you can choose your preferred option for adding money to the Paytm wallet when turning on the automatic money add feature. The money can be added through UPI and Paytm Payments Bank. What’s more, no charges are levied for adding money to your wallet from any of these options!

The automatic money add feature comes in handy for making monthly recurring payments. Some of these include prepaid mobile phone recharges, gas cylinder bookings, electricity bill, credit card payments, water bill, etc. If you avail this option, your bill will be automatically paid for you as soon as it is generated or within 3 days before the due date. Through the automatic add money feature, you never default on your bill payments, thereby saving money on late fee and default charges.

The user is notified of the bill being automatically paid through SMS, email and app notifications.

With Paytm Wallet , you can make superfast payments without worrying about running out of money. Paytm maintains the balance for you, and lets you remain carefree!

Disclaimer: This article is generated and published by the Insider Studios team. You can get in touch with them on