Learn everything you need to know about personal finance from 11 simple sketches

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Managing your money well doesn't have to be complicated.

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New York Times columnist, author, and financial planner Carl Richards boils down his wisdom into black-and-white "napkin sketches" - little bits of insight that you could reproduce with a marker and a napkin.

Here, in honor of his newest book "The One-Page Financial Plan: A Simple Way to Be Smart About Your Money," Richards provides an informative sketch from each chapter and, in his own words, what it can teach you.