These are the top trends that will define the banking industry in 2017

A combination of changes, including: rising interest rates, a less zealous regulatory environment, tax cuts, and overall optimism among business owners will provide a much-needed profit boost for banks.

This in turn will help offset rapidly rising technology expenses and enable banks to accelerate transformative digitization of platforms and processes.

In addition, significant advisory opportunities will benefit those bankers bold enough to help clients navigate these changes in 2017.

Here are 11 major trends to watch for in the coming year and beyond.