The must-read guide to the key issues at every major Wall Street bank

Wall Street banks had a rough end of 2015, and now analysts are looking ahead at what's to come this year.

Societe Generale bank analyst Geoff Dawes and his team put together a "Banks Handbook" for the year ahead and took a deep dive into the issues facing the top banks in the US and Europe.

Among other things, they listed the three biggest strategic challenges each of the banks is facing.

These range from adapting to new regulatory hurdles to following through on restructuring plans.

The handbook is particularly timely, as JPMorgan kicks off fourth quarter earnings season on Thursday January 14.

We put together a list of 10 major banks and the the biggest challenges they must overcome this year, via Dawes' note.