We asked some of the smartest minds in finance how Wall Street is going to change - this is what they said

It's clear that technology is changing financial services at a rapid rate.

Business Insider surveyed a number of the brightest minds in financial technology, including chief technology officers at industry giants, chief innovation officers, startup founders and venture capitalists, and asked them one question:

What is the one thing that is going to change finance as we know it in the next decade?

Their answers varied, but there were a few common themes through them all.

The old models are changing, technology is automating and customizing traditional processes and the financial landscape will look drastically different in the future.

Here is what they had to say: