21 lifestyle changes to make if you want to save more money

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Couple on Bikes by Water

Flickr / Thomas Rousing

Live simply and use less.

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When it comes to getting rich, the formula is simple: Spend less and save more.

That's easier said than done. To save a considerable amount of money, you have to make more than an intermittent effort. You have to make a lifestyle change.

What kind? We rounded up 21 lifestyle changes anyone can make that could save you hundreds, or even thousands, each year: