Terms of Use

Business Insider (the "Site") is a web site owned by Business Insider, Inc., a Delaware corporation. You are invited to submit articles, post comments, sign up to receive newsletters and RSS feeds, and visit the Site. By using the Site, you expressly acknowledge and agree that any use of the Site will be in accordance with these Terms of Use(Terms). These Terms constitute a legally binding agreement between you and the Site. By accessing the Site or Service and/or by clicking "I agree", you agree to be bound by these Terms.

These terms of use (Terms) constitute a legally binding agreement between you and the Company regarding your use of the Site and any services offered by the company including but not limited to delivery of content via the Site, any mobile or internet connected device or otherwise (the "the Service"). By accessing the Site or Service and/or by clicking "I agree", you agree to be bound by these Terms. You hereby represent and warrant to the Company that you are at least eighteen (18) years of age or above and are capable of entering, performing and adhering to these Terms and that you agree to be bound by the following terms and conditions. While individuals under the age of 18 may utilize the Service of the site, they shall do so only with the involvement & guidance of their parents and / or legal guardians, under such Parent /Legal guardian's registered account . You agree to register prior to uploading any content and / or comment and any other use or services of this site and provide your details including but not limited to complete name, age, email address, residential address, contact number.

Definition of "User" or "You": means any person who access or avail this site of the Company for the purpose of hosting, publishing, sharing, transacting, displaying or uploading information or views and includes other persons jointly participating in using the site of the Company.

If you do not agree to be bound by these Terms of Use, you may not use the Site. The Site reserves the right to modify these Terms of Use at any time and will publish notifications of material modifications at its sole discretion. By continuing to access the Site after notice of such modifications have been published, you signify your agreement to be bound by them.

Times Internet India (the "Company") has license from Business Insider India to bring a localised version of site to India with www.businessinsider.in

Violations & Grievance Redressal
Redressal Mechanism: Any complaints or concerns with regards to content or to report any abuse of laws or breach of these terms may be taken up with the designated Grievance Officer as mentioned below via in writing or through email signed with the electronic signature to Ms. Debdatta Das, the Grievance Redressal Officer, at grievance.tgp@timesinternet.in ("Grievance Redressal Officer")

Ms. Debdatta Das
Grievance Redressal Officer
www.businessinsider.in
Times Internet Limited
Plot No. 391, Udyog Vihar, Phase - III, Gurgaon-122016 Haryana Phone: 0124-4518550


Our Facts, Opinions, Analyses, or Predictions May Be Wrong
The content of the Site is offered for general information, discussion, and entertainment purposes only. Some of the content is unmoderated by the site and reflects the personal opinions of the posters. You should be skeptical about any information on the Site because the information may be offensive, harmful, and/or wrong.

Do Not Violate Posting or Commenting Rules
You are responsible for your own postings and agree to access and use the Site at your own risk on an as-is basis. Your postings should be truthful and accurate. Do not make postings that involve the following:
· Securities for sale, barter, or exchange
· Harassment, defamation, threats, stalking, bullying, or violations of the legal rights of others
· Illegal activities
· Impersonation of any person or entity, or falsely states or misrepresents your affiliation with a person or entity
· Infringement of another's intellectual property, including, but not limited to, trade secrets, trademarks and copyrights of any type
· Obscene, vulgar, bigoted, hateful, or racially offensive language or images
· Commercial advertising
· Gambling, contests, chain letters, "pyramid schemes," or "multi-level marketing" schemes
· Violations of any applicable local, state, national, or international law in connection with your use of the Site. This includes securities laws and regulations.
· Comments personally attacking the author of a post.

Furthermore, you agree that, if a third party claims that any material you have contributed to the Site is unlawful, you will bear the full burden of establishing that the material complies with all applicable laws.

The Site reserves the right to edit, delete, or hide comments.

Disclosure Policy
The Site reserves the right to disclose any information as necessary to satisfy any applicable law, regulation, legal process, or governmental request. The Site may also edit, refuse to post, or remove any posting at the Site's sole discretion. The Site reserves the right to restrict access by any users whom the Site believes, in its sole discretion, are engaged in inappropriate, unprofessional, or unlawful conduct.

The Site reserves the right to remove content which, in its sole discretion, violates any of the rules set forth herein of which it becomes aware, but is under no obligation to do so. If you are offended by any content of the Site, stop using the Site.

Disclaimer
The Site includes unmoderated information containing the personal opinions and other expressions of the persons who post entries on a wide range of topics. Such entries are the opinions of the specific authors and are not statements of advice, opinion, or information of the Site or any or any Site-affiliated person or entity.

Neither the content of the Site, nor the links to other websites contained therein, are routinely moderated, screened, approved, reviewed, or endorsed by the Site or any Site-affiliated person or entity.

The Site and any information, products or services therein are provided "as is" without warranty of any kind, either express or implied, including without limitation, the implied warranties of merchantability, fitness for use of a particular purpose, or noninfringement.

The Site does not warrant that the Site will operate in an uninterrupted or error-free manner or that the Site is free of viruses or other harmful components. Use of information obtained from or through the Site is at your own risk.

The site is not liable for any loss or damages including, but not limited to, claims for defamation, errors, loss of data, or interruption in availability of data arising out of the use or inability to use the Site or any links; to your placement of content on the Site; or to your reliance upon information obtained from or through the Site or through links contained on the Site.
The Site is not an intermediary, broker/dealer, investment advisor, or exchange and does not provide services as such.

Licenses
In consideration for your agreement to these Terms of Use, the Site grants you a personal, non-exclusive, non-transferable, revocable license to access and use the Site. You may access the material on the Site only for your own personal, non-commercial use. The burden of determining that use of any information obtained from the Site is permissible rests with you.

By posting to or otherwise engaging in any communication within the Site, you are granting the Site (or any of its assignees) a perpetual, royalty-free, and irrevocable right and license to use, reproduce, modify, adapt, publish, translate, distribute, transmit, publicly display, publicly perform, sublicense, create derivative works from, transfer, and sell any such information.

Choice of Law and Forum
You agree that any dispute arising out of or relating to these Terms of Use or any content posted to the Site, including copies and republication thereof, whether based in contract, tort, statutory, or other law, will be governed by the laws of the State of Delaware, excluding its conflicts of law provisions. You further consent to the personal jurisdiction of and exclusive venue in the federal and state courts located in and serving New York, New York as the legal forum for any such dispute.

Copyright Policy
Pursuant to 17 USC. 512 as amended by Title II of the Digital Millennium Copyright Act (the "DMCA"), the Site has instituted procedures to receive written notification of claimed infringements and to process such claims in accordance with the DMCA. If you believe your copyrights are being infringed, please fill out the Notice of Infringement form below and mail it to Silicon Alley Insider, Inc.

The Notice of Infringement contains requested information that substantively complies with the safe harbour provisions of the Digital Millennium Copyright Act, 17 USC. 512(c)(3)(A), providing that to be effective under this subsection, a notification of claimed infringement must be a written communication provided to the designated agent of a service provider that includes substantially the following:
· A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
· Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works at that Site.
· Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material.
· Information reasonably sufficient to permit the service provider to contact the complaining party such as an address, telephone number, and if available, an electronic mail address at which the complaining party may be contacted.
· A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.
· A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
· Notification from a copyright owner or from a person authorized to act on behalf of the copyright owner that fails to comply substantially with the provisions above shall not be considered as providing actual knowledge or an awareness of facts or circumstances from which infringing activity is apparent.

Please mail to Silicon Alley Insider, Inc. a separate Notice of Infringement each time you would like to report alleged acts of infringement.

Unauthorized Use and Prohibited Activities
Unauthorized use of the Site in connection with the transmission of unsolicited e-mail, including the transmission of e-mail in violation of this policy, may result in civil, criminal, or administrative penalties against the sender and those assisting the sender.
You shall not host, display, upload, modify, publish, transmit, update or share any information on the Site, that —
a) belongs to another person and to which you do not have any right to;
b) is grossly harmful, harassing, blasphemous defamatory, obscene, pornographic, paedophilic, libellous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;
c) harm minors in any way;
d) infringes any patent, trademark, copyright or other proprietary rights;
e) violates any law for the time being in force;
f) deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;
g) impersonate another person
h) contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource;
i) threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognisable offence or prevents investigation of any offence or is insulting any other nation
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, the Company shall have the right to immediately terminate/block your access and usage of the Site and the Company shall have the right to immediately remove any non-compliant Content and or comment, uploaded by you and shall further have the right to take recourse to such remedies as would be available to the Company under the applicable laws.

Indemnification
You agree to indemnify and hold the Site and any Site-affiliated person or entity harmless from any claims, losses or damages, including legal fees, resulting from your violation of these Terms of Use, your use of the Site or your placement of any content onto the Site, and to fully cooperate in the Site's or or any Site-affiliated person's or entity's defense against any such claims.

Integration
These Terms of Use constitute the entire agreement between you and the Site and any Site-affiliated persons or parties with respect to the subject matter herein and supersedes any and all prior or contemporaneous oral or written agreements.
Notice of Infringement Form
Business Insider, Inc.
257 Park Avenue South, 13th Floor
New York, NY 10010
Date: ______________
Dear Sir:
I, the undersigned, CERTIFY UNDER PENALTY OF PERJURY that I am the owner or an agent authorized to act on behalf of the owner of certain intellectual property rights. The name of such owner is ___________________________________ (the "Owner").
I have a good faith belief that the material identified below is not authorized by the above Owner, its agent, or the law and thus infringes the Owner's rights. Please act promptly to remove or disable the access to the material or items claimed to be infringing.
Location of the alleged infringing material.
____________________________________________
Description of the infringing material:
____________________________________________
Description of the copyrighted work that you claimed is infringed:
____________________________________________
You may contact me at:
Name: ___________________________________
Title: ___________________________________
Company: ________________________________
Street address: ____________________________
City, State: _______________________________
Zip: ___________________________________
Tel.: ___________________________________
Email: ___________________________________
Fax: _____________________________________​

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