The 25 US cities where a middle-class American salary goes furthest

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The 25 US cities where a middle-class American salary goes furthest

des moines iowa

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Midwest cities and capital cities are some of the best places to live in on the typical American salary - Des Moines, Iowa, is both.

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  • The median household in America earns $55,000 a year, which can go far depending on where you live.
  • SmartAsset recently released a list of the best places to live on a $55,000 salary.
  • Some of the best places to live on the typical American salary are located in the Midwest or are capital cities.

How far your paycheck can really go is often dependent on your geography.

A $55,000 salary - what the median American family earns, according to SmartAsset, citing US Census Bureau data from the 2016 American Community Survey 5-year estimates - may not get you very far in a big city with a high cost of living like New York or San Francisco. But it could stretch for miles elsewhere.

SmartAsset recently released a list of the best places to live on $55,000 a year. To determine this list, it found the cities with a median household income range of $50,000 to $60,000 - 126 cities, to be exact. It then ranked each city based on nine metrics with equal ranking, which it then averaged. This was the foundation for the final score.

Turns out, some of the best places to live on the typical American salary are located in the Midwest - four of the top 10 cities are located in this region. Capital cities also take up four of the top 10 spots; they have strong economies thanks to state government employment opportunities, according to SmartAsset.

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Below, see the top 25 places to live in the US on the typical American salary.

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25. Springdale, Arkansas

25. Springdale, Arkansas

Median household income: $51,152

Percent of income spent on housing: 18.2%

Average commute time: 20.1 minutes

24. New Braunfels, Texas

24. New Braunfels, Texas

Median household income: $58,814

Percent of income spent on housing: 24.4%

Average commute time: 23.6 minutes

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23. St. George, Utah

23. St. George, Utah

Median household income: $54,210

Percent of income spent on housing: 21.2%

Average commute time: 16.8 minutes

22. Parma, Ohio

22. Parma, Ohio

Median household income: $54,588

Percent of income spent on housing: 18.5%

Average commute time: 24.6 minutes

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21. Metairie, Louisiana

21. Metairie, Louisiana

Median household income: $58,947

Percent of income spent on housing: 20.9%

Average commute time: 21.7 minutes

20. Portland, Maine

20. Portland, Maine

Median household income: $56,326

Percent of income spent on housing: 25.8%

Average commute time: 18.9 minutes

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19. Sparks, Nevada

19. Sparks, Nevada

Median household income: $58,961

Percent of income spent on housing: 25.2%

Average commute time: 13 minutes

17 (TIE). Eau Claire, Wisconsin

17 (TIE). Eau Claire, Wisconsin

Median household income: $52,355

Percent of income spent on housing: 18.7%

Average commute time: 16 minutes

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17 (TIE). Lexington, Kentucky

17 (TIE). Lexington, Kentucky

Median household income: $56,137

Percent of income spent on housing: 20.2%

Average commute time: 20.8 minutes

16. Amarillo, Texas

16. Amarillo, Texas

Median household income: $51,263

Percent of income spent on housing: 19%

Average commute time: 18.3 minutes

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15. Reno, Nevada

15. Reno, Nevada

Median household income: $57,125

Percent of income spent on housing: 22.1%

Average commute time: 20.4 minutes

14. Asheville, North Carolina

14. Asheville, North Carolina

Median household income: $50,184

Percent of income spent on housing: 23.6%

Average commute time: 17.8 minutes

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13. Des Moines, Iowa

13. Des Moines, Iowa

Median household income: $51,355

Percent of income spent on housing: 19.8%

Average commute time: 18.7 minutes

12. Wyoming, Michigan

12. Wyoming, Michigan

Median household income: $56,774

Percent of income spent on housing: 18.6%

Average commute time: 21.8 minutes

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11. Sioux City, Iowa

11. Sioux City, Iowa

Median household income: $53,332

Percent of income spent on housing: 16.3%

Average commute time: 16.5 minutes

10. Omaha, Nebraska

10. Omaha, Nebraska

Median household income: $56,406

Percent of income spent on housing: 21.6%

Average commute time: 18.3 minutes

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8 (TIE). Boise City, Idaho

8 (TIE). Boise City, Idaho

Median household income: $55,943

Percent of income spent on housing: 20.7%

Average commute time: 18.9 minutes

8 (TIE). Little Rock, Arkansas

8 (TIE). Little Rock, Arkansas

Median household income: $57,534

Percent of income spent on housing: 20.2%

Average commute time: 18.3 minutes

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7. Cedar Rapids, Iowa

7. Cedar Rapids, Iowa

Median household income: $56,096

Percent of income spent on housing: 19.1%

Average commute time: 17.4 minutes

6. Cheektowaga, New York

6. Cheektowaga, New York

Median household income: $53,502

Percent of income spent on housing: 18.4%

Average commute time: 19.5 minutes

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5. Lincoln, Nebraska

5. Lincoln, Nebraska

Median household income: $56,160

Percent of income spent on housing: 20.2%

Average commute time: 19 minutes

4. Santa Fe, New Mexico

4. Santa Fe, New Mexico

Median household income: $57,022

Percent of income spent on housing: 22.4%

Average commute time: 18.7 minutes

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3. Appleton, Wisconsin

3. Appleton, Wisconsin

Median household income: $58,374

Percent of income spent on housing: 19.8%

Average commute time: 18.6 minutes

2. Billings, Montana

2. Billings, Montana

Median household income: $57,527

Percent of income spent on housing: 20.8%

Average commute time: 15.2 minutes

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1. Fargo, North Dakota

1. Fargo, North Dakota

Median household income: $59,542

Percent of income spent on housing: 18.8%

Average commute time: 14.9 minutes