Personal finance

29 Jul 2023, 08:27

Explained: What accepting ESOPs, especially if joining a start-up, might entail

However, the world of ESOPs may not all be as rosy as it seems at first glance. ESOPs work in a certain way and there are a lot of factors which need to fall into place before an employee can make a profit out of them. Therefore, one needs to understand that with start-ups coming under a lot of pressure due to an uncertain economic scenario and a funding crunch, have ESOPs lost their charm?

09 Jun 2023, 17:24

ITR filing: Your guide to Form 26AS and why you should check for TDS discrepancies

To check if your employer has deducted TDS, follow these steps. First, register on the Income Tax Department's portal by visiting their website, and completing the registration process. Once registered, log in to the e-Filing portal using your credentials. Look for the "View Form 26AS (Tax Credit)" option, which can be found under the e-file section.

08 Jun 2023, 13:17

RBI allows banks to issue RuPay prepaid forex cards

By promoting electronic payments, RuPay aligns with the Reserve Bank of India's goal of fostering a "less cash" economy, encouraging banks and financial institutions to embrace technology and offer digital payment solutions.RuPay credit cards can now be linked to a UPI ID, thus directly enabling safe, and secure payment transactions.

07 Jun 2023, 17:35

Claiming tax exemption showing rent paid to relatives? Five things to keep in mind

If you are employed, and receive a house rent allowance (HRA) as part of your salary, you have the option to claim a tax exemption on the HRA, if you live in a rented house. However, it's important to note that this tax exemption is applicable only if you opt for the old tax regime. Even if you are living with your parents, or with a relative, and paying rent to them, you can claim HRA deduction.

01 Mar 2023, 18:36

India's super-rich gear up for a better year ahead: Knight Frank

100% UHNIs in India expect their wealth to grow in 2023, compared to 69% globally. 15% Indian UHNIs held residential property abroad as compared to 28% globally. For UHNIs, the top segments for wealth allocation were equities, direct commercial property, bonds and private equity. For the first time, private investment surpassed institutional investment in global commercial real estate.

28 Jan 2020, 15:12

Project delays, risks and uncertainty are driving home buyers to choose Ready To Move In Homes

Indians are changing the way they are looking at home purchases. Earlier, the choice between an under-construction home (UC)...

04 Dec 2019, 17:52

comparison between gold vs real estate: which is better for investment?

Investments can give you maximum returns once you choose the right option and plan them carefully. While no single option is...

29 Sep 2019, 21:15

After 3 years with my Chase Sapphire Preferred, I finally decided it's time to upgrade to the Sapphire Reserve for 2 reasons

lechatnoir/Getty The author is not pictured. I've been using the Chase Sapphire Preferred Card for more than ...

29 Sep 2019, 20:00

6 places I 'hide' money from myself to build wealth for the future

Johner Images/Getty Images The author is not pictured. I aim to save money every single time my income increases, but the only way I can remove the t...

29 Sep 2019, 16:52

You could earn more than $150 back by putting a year's worth of dining out on a credit card like the Amex Gold

Flickr/veritatem Eating out can be expensive, but luckily it's a popular bonus category for rewards credit ca...

28 Sep 2019, 22:07

Chase's Marriott Bonvoy Boundless card with a $95 annual fee is now offering a 100,000-point sign-up bonus

JW Marriott Phu Quoc/Facebook You can use Marriott points to book a stay at the JW Marriott Phu Quoc in Vietnam. The Marriot...

28 Sep 2019, 22:00

Who has the best cheap car insurance in Arkansas?

Photolitherland/Wikimedia Commons Car insurance in Arkansas is relatively affordable. Arkansas's car insurance costs aren't incredibly expensive, but...

28 Sep 2019, 21:31

I thought it was a waste of time to meet with a financial planner when I was 17, but I've lived by 3 lessons ever since

Clarissa Leahy/Getty Images The author is not pictured. When I was 17, my dad had me sit down with his financ...

28 Sep 2019, 21:00

I was reluctant to move into my parents' condo after college, but given the choice I'd do it again

Courtesy of Laura Dunn Laura Dunn with her parents. A year after graduating college, I moved into my parents' condo in Flori...

28 Sep 2019, 20:47

The Amex Platinum has a long list of benefits, but 6 of them are especially easy to maximize

American Express/Instagram The Platinum Card® from American Express has a high annual fee, but several benefits, bonuses, an...

27 Sep 2019, 23:58

7 signs your friends are too expensive for you

skynesher/Getting Images Friendships are an important part of life, but if you're draining your bank account to spend time with your pals, you may wa...

27 Sep 2019, 23:33

7 sneaky ways you could be hurting your credit without realizing it

Westend61/Getty Images Americans rely on credit and credit scores to give lenders an idea of their trustworthiness when they want to open a credit ca...

27 Sep 2019, 23:23

Some simple math can help you decide whether to rent or buy your next home

South_agency/Getty Images When buying a home, typical agent commissions are 6% of the home's value, which can be a four- or ...

27 Sep 2019, 18:41

The 4 types of credit cards everyone should have to diversify rewards and benefits and enjoy travel protections

DeepMeaning/Shutterstock When it comes to picking the right credit cards for you, it makes sense to tailor yo...

27 Sep 2019, 02:32

5 ways to be free of credit card debt by the end of the year

Ian Gavan/Getty Images Don't let credit-card debt hold you back. Credit-card debt can damage your credit score and hinder your ability to build wealt...

27 Sep 2019, 01:13

How to dispute a debt you know isn't yours and improve your credit

MoMo Productions / Getty Images You can dispute a debt directly with the creditor, or with a credit bureau. If you need to dispute a debt, start by g...

26 Sep 2019, 23:53

A friend told me her financial adviser saved her marriage, and now I can't stop thinking about what working with one would do for me

shapecharge/Getty Images The author is not pictured. My husband and I have different financial priorities, an...

26 Sep 2019, 23:07

I was nervous about a house that needed work, but buying a fixer-upper ended up being the smartest thing I've ever done with my money

Paul Bradbury/Getty Images I prioritized buying a house that was a good investment. The house was structurall...

26 Sep 2019, 20:12

4 exclusive travel benefits and events you can only access as an Amex Platinum cardholder

American Express American Express has been tied to travel and experiences since day one, and it offers its most premium card...

26 Sep 2019, 19:45

Want to quit your job? Ask a financial planner 4 questions first

Wavebreakmedia/Getty Images Quitting can feel great. But being well prepared for your next phase can feel even better. The desire to quit your job ma...

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