A fintech executive at JPMorgan explains why AI isn't all it's cracked up to be when it comes to helping people manage money

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Brightside

Brightside

This San Francisco-based startup aims to serve as a personalized financial health platform for all of its customers' financial needs.

Through the platform, customers can do anything from access emergency cash to manage credit card debt and student loans.

According to the company's website, families save an average of over $800 using the platform.

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HoneyBee

HoneyBee

HoneyBee works with employers to offer their employees an extra week's pay for unplanned expenses.

The service has no credit requirements, and can provide up to $2,500. Customers can repay the amount over three months at a 5% service fee that maxes out at $50.

The San Francisco-based company has over 2,200 companies signed on, including Patagonia and Ben & Jerry's.

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Manifest

Manifest

This Chicago-based fintech is focused on making 401(k) transfers as easy as possible.

Manifest looks to standardize the process by linking providers to decrease the cost, the number of compliance issues, and time spent transferring a 401(k).

MedPut

MedPut

This New York-based startup tackles out-of-pocket medical bills. Customers are able to upload their bills through MedPut's dashboard, which is then audited and negotiated by the fintech.

Customers can then repay the bill through small payroll deductions. No interest is charged for the service, and users' credit scores are not impacted.

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Onward

Onward

Onward is an employer-sponsored benefits program that helps employees deal with financial emergencies.

The Kansas City-based firm is a non-profit that can aid customers in building long-term savings through their paychecks, getting access to credit for emergencies, and educating themselves on how to improve their financial lives.