I've heard from more than a few dog owners that the puppy years are by far the most stressful and most expensive, and three months in, I definitely agree.
Luckily, I'm a more confident dog mom each day, and settling into a regular routine with fewer surprises. Lady's monthly expenses include $60 for food and treats, $450 for dog-walking services, and $20 for miscellaneous items like doggie bags, toys, and bones.
This spending diary also doesn't capture the hours of uncompensated assistance, training, and guidance I've received from my parents, boyfriend, friends, roommate, and all the dog parents I meet around the neighborhood who graciously share advice and support.
Sure, having a puppy can come with lots of unexpected and brutal costs, but it's in exchange for infinite, unconditional love.