A Texas woman was found dead 2 days after she signed a $250,000 life-insurance policy, prosecutors say, and her husband has been charged with murder

• A Texas man has been charged with murder after his wife was found dead in their home.
• The couple had signed a $250,000 life-insurance policy two days before her death, prosecutors said.

A Texas man was charged with murder this week after his wife was found dead in their home days after the couple took out a life-insurance policy, prosecutors say.

Christopher Collins, 41, had told the police he suspected intruders killed his wife, but he was charged with murder on Wednesday, KHOU reported. Prosecutors said that two days before her death, the couple signed a $250,000 life-insurance policy, according to the report.

Collins was set to appear in court on Thursday but didn't because of "mental health reasons," authorities told KHOU. It was unclear how Collins intended to plead, and his attorney could not immediately be found by Insider.

A police report said Collins had called Harris County sheriff's deputies requesting a welfare check on his wife, Yuan Liang, 46, on November 18.

Prosecutors said he told authorities that his wife had sent him a text message about a person outside their home in Cypress while he was at the gym and getting something to eat, Click2Houston reported.

"The caller reported that he lost contact with his wife, shortly after she reported a suspicious male near their residence," the police report said, adding, "The Deputy entered the residence with the husband and they discovered the wife deceased, inside the house."

The KHOU report described court documents as saying that Collins "paused momentarily in the doorway, dropped his bags and ran into the living room where Liang was found lying on the floor with visible blood on her shirt and a bag covering her head."

According to Click2Houston, a prosecutor said there were "no signs of forced entry into the home from inside."

"The officers observed the backdoor was unlocked, and four dogs were in the backyard," the prosecutor added. Investigators said that they found no signs of forced entry and that nothing had been stolen from the home, according to the report.

Collins told authorities that the couple did not have a life-insurance policy because they had missed a payment on it, the Click2Houston report said.

"Officers who searched the home found a sheet of paper on the desk inside the residence, the paper was for life insurance for $250,000," a prosecutor said, Click2Houston reported. "The officer stated that the defendant and the complainant had signed the paper for life insurance on Nov. 16, 2021."

The police report said an autopsy conducted by the Harris County Institute of Forensic Sciences found that Liang died from a gunshot wound to the head and that the manner of death was homicide.

Medical examiners determined the bullet was fired from a .22- or .25-caliber weapon, KHOU reported, adding that officers said they found a .22 cartridge in Collins' pocket.

Collins was charged with murder on Wednesday and taken to the Harris County Jail, where he is being held on a $150,000 bond, the police report said.