San Francisco's housing market is so dire that the city's radioactive Treasure Island is finally getting a $6 billion makeover. Meet the residents who have lived on it for years.

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Long before Treasure Island is what it is now, it served as the site for the 1939 World's Fair.

Long before Treasure Island is what it is now, it served as the site for the 1939 World's Fair.

Source: Business Insider

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The island was made specifically for the exposition in 1936 by stacking rocks on top of the shallow foundation of the landmass.

The island was made specifically for the exposition in 1936 by stacking rocks on top of the shallow foundation of the landmass.
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The World’s Fair celebrated the completion of San Francisco’s two newly-built bridges: The Bay Bridge and the Golden Gate Bridge.

The World’s Fair celebrated the completion of San Francisco’s two newly-built bridges: The Bay Bridge and the Golden Gate Bridge.

Source: Business Insider

Its name at the time was "Magic Isle." Years later, control of the island passed to the US Navy.

Its name at the time was "Magic Isle." Years later, control of the island passed to the US Navy.

Source: Reuters

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The Navy used the island in part as a training ground in the Cold War era, teaching Navy students how to decontaminate ships by having them practice cleaning a land-ridden vessel outfitted with deck markers.

The Navy used the island in part as a training ground in the Cold War era, teaching Navy students how to decontaminate ships by having them practice cleaning a land-ridden vessel outfitted with deck markers.

Source: Reuters

The paint on the markers contained radium, a radioactive element used to make objects glow in the dark.

The paint on the markers contained radium, a radioactive element used to make objects glow in the dark.

Source: Reuters and SF Curbed

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Over the 30-year period that the Navy operated on the island, radioactive material seeped into the soil and contaminants were dumped into garbage pits dug deep into the ground.

Over the 30-year period that the Navy operated on the island, radioactive material seeped into the soil and contaminants were dumped into garbage pits dug deep into the ground.

Source: Reuters and The San Francisco Chronicle

Military families started living on the island starting in the 1960s. Daycare centers, homes, and schools were built.

Military families started living on the island starting in the 1960s. Daycare centers, homes, and schools were built.

Source: Reuters

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In 1997, the military base was closed as part of a nationwide shuttering of hundreds of bases. They were offered up for civilian reuse.

In 1997, the military base was closed as part of a nationwide shuttering of hundreds of bases. They were offered up for civilian reuse.

Source: Reuters

And the city of San Francisco — in the midst of the tech boom of the 90s and already experiencing a housing crisis — leaped at the opportunity to build units on a fresh spate of land.

And the city of San Francisco — in the midst of the tech boom of the 90s and already experiencing a housing crisis — leaped at the opportunity to build units on a fresh spate of land.

Source: Reuters

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Another part of the reuse plan was to allocate a third of the land to house and assist the homeless.

Another part of the reuse plan was to allocate a third of the land to house and assist the homeless.

Source: Reuters

And so in the late 1990s and early 2000s, some of the island's first new inhabitants were those exiting homelessness. They moved into the old military family units.

And so in the late 1990s and early 2000s, some of the island's first new inhabitants were those exiting homelessness. They moved into the old military family units.

Source: Reuters

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Miller didn't come from a homeless background, but health issues and other factors led her to seek supportive housing. She would eventually join the island community through One Treasure Island for a short time in 2006, and later permanently in 2008.

Miller didn't come from a homeless background, but health issues and other factors led her to seek supportive housing. She would eventually join the island community through One Treasure Island for a short time in 2006, and later permanently in 2008.

She moved into 1126 Reeves Court with her then-young daughters until scientists clad in hazmat suits came knocking.

She moved into 1126 Reeves Court with her then-young daughters until scientists clad in hazmat suits came knocking.
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"They were in there and out there and knocking on doors and taking samples with their Geiger counter readers or whatever," Miller said.

"They were in there and out there and knocking on doors and taking samples with their Geiger counter readers or whatever," Miller said.

A report published around the time of the 1997 base closure described the waste embedded in the ground as harmless. City advisors found no serious issues with the waste.

A report published around the time of the 1997 base closure described the waste embedded in the ground as harmless. City advisors found no serious issues with the waste.

Source: Reuters

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In the late 1990s, the Navy started testing and cleaning its way through the island, and in 2014, it started transferring what it claimed were clean chunks of it to the city of San Francisco as it went.

In the late 1990s, the Navy started testing and cleaning its way through the island, and in 2014, it started transferring what it claimed were clean chunks of it to the city of San Francisco as it went.

Source: Reuters

But some city officials and environmental groups claimed there has never been transparency in the Navy's findings. And, as Reuters reported, the Navy immediately started to discover abnormally high levels of contaminants like lead, dioxins, and DDT.

But some city officials and environmental groups claimed there has never been transparency in the Navy's findings. And, as Reuters reported, the Navy immediately started to discover abnormally high levels of contaminants like lead, dioxins, and DDT.

Source: SF Curbed and The San Francisco Chronicle and Reuters

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The US Navy finally labeled the housing area of the island as "radiologically impacted."

The US Navy finally labeled the housing area of the island as "radiologically impacted."

Source: Reuters

At the time of a Reuters investigation in January 2019, Navy contractors had unearthed 1,289 low-level radioactive objects in the ground beneath the Treasure Island neighborhood.

At the time of a Reuters investigation in January 2019, Navy contractors had unearthed 1,289 low-level radioactive objects in the ground beneath the Treasure Island neighborhood.

Source: Reuters

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A US Navy report published in March 2019 stated that there was "no radiological health risk" posed to Treasure Island residents.

A US Navy report published in March 2019 stated that there was "no radiological health risk" posed to Treasure Island residents.

Source: US Navy

In September 2019, the Navy disclosed that it had unearthed a chunk of low-level radioactive dirt the size of a basketball underneath a Treasure Island home, which it also claimed posed no real threat.

In September 2019, the Navy disclosed that it had unearthed a chunk of low-level radioactive dirt the size of a basketball underneath a Treasure Island home, which it also claimed posed no real threat.

Source: SF Curbed

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But a September 2019 San Francisco Chronicle report revealed that the island was so hazardous it was once considered to be labeled as Superfund site, a classification given to the most polluted areas in the US.

But a September 2019 San Francisco Chronicle report revealed that the island was so hazardous it was once considered to be labeled as Superfund site, a classification given to the most polluted areas in the US.

Source: The San Francisco Chronicle

Developers believe the island to be safely habitable, saying it's "flat wrong" to call the Navy-led cleanup and additional safety checks flawed.

Developers believe the island to be safely habitable, saying it's "flat wrong" to call the Navy-led cleanup and additional safety checks flawed.

Source: The San Francisco Chronicle

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Uncertainty regarding the exact nature of the island's contamination aside, there have been reports of thyroid issues, rashes, lumps, and hair loss in children.

Uncertainty regarding the exact nature of the island's contamination aside, there have been reports of thyroid issues, rashes, lumps, and hair loss in children.

Source: Reuters

Miller said one of her daughters would later develop hair loss and lumps as well, which she believes were caused by living on the island.

Miller said one of her daughters would later develop hair loss and lumps as well, which she believes were caused by living on the island.
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"They never should have allowed anyone to live there," Health Physicist Gaetano Taibi told Reuters in early 2019.

"They never should have allowed anyone to live there," Health Physicist Gaetano Taibi told Reuters in early 2019.

Source: Reuters

Miller lived in Sacramento for 30 years before moving onto Treasure Island. Miller said her life prior included criminal activity, and she turned to Community Housing Partnership, a housing advocacy group, for a behavior-modification program on the island.

Miller lived in Sacramento for 30 years before moving onto Treasure Island. Miller said her life prior included criminal activity, and she turned to Community Housing Partnership, a housing advocacy group, for a behavior-modification program on the island.
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"I was a pretty bad actor," Miller told Business Insider. "That's how I ended up coming here anyway."

"I was a pretty bad actor," Miller told Business Insider. "That's how I ended up coming here anyway."

But she moved onto the island with her two daughters and began work as a tattoo artist at a shop on Larkin Street. She had a stroke in 2016 that prevented her from continuing on with the trade, which requires a steady hand.

But she moved onto the island with her two daughters and began work as a tattoo artist at a shop on Larkin Street. She had a stroke in 2016 that prevented her from continuing on with the trade, which requires a steady hand.
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"It's been a long, long road," she said of the recovery.

"It's been a long, long road," she said of the recovery.

After her home on Reeves Court was found to be on contaminated land, it was demolished. She moved to this new home two years ago.

After her home on Reeves Court was found to be on contaminated land, it was demolished. She moved to this new home two years ago.
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It's a two-story house with three bedrooms, and it backs up to the waterfront.

It's a two-story house with three bedrooms, and it backs up to the waterfront.

She said her current home was closed for some time for the same reason as her previous house: suspicion of underground radioactive matter.

She said her current home was closed for some time for the same reason as her previous house: suspicion of underground radioactive matter.
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Miller said she has never felt sick like her 16-year-old daughter has. According to Miller, she was eight or nine years old when bald patches were found on her head and pus-filled bumps appeared on her body. Miller has been taking her to and from the doctor ever since.

Miller said she has never felt sick like her 16-year-old daughter has. According to Miller, she was eight or nine years old when bald patches were found on her head and pus-filled bumps appeared on her body. Miller has been taking her to and from the doctor ever since.

And Miller said her daughter isn't the only child living on Treasure Island that has developed hair loss.

And Miller said her daughter isn't the only child living on Treasure Island that has developed hair loss.
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Bartell said he's never felt any effects of radiation. The 68-year-old served in the Vietnam War from 1969 to 1972 and lived in Concord, a city about 30 miles to the northeast, for 32 years. But when the 2008 recession hit, he lost his house.

Bartell said he's never felt any effects of radiation. The 68-year-old served in the Vietnam War from 1969 to 1972 and lived in Concord, a city about 30 miles to the northeast, for 32 years. But when the 2008 recession hit, he lost his house.

"So when that fell through and I lost the job and everything, one thing led to another, and then I became homeless," Bartell said.

"So when that fell through and I lost the job and everything, one thing led to another, and then I became homeless," Bartell said.
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Police officers that he was friends with in Concord, convinced that he couldn't survive any longer on the streets, eventually connected him to Swords to Plowshares, a nonprofit housing formerly homeless veterans. He's lived on Treasure Island for three years now.

Police officers that he was friends with in Concord, convinced that he couldn't survive any longer on the streets, eventually connected him to Swords to Plowshares, a nonprofit housing formerly homeless veterans. He's lived on Treasure Island for three years now.

If he didn't have his current living situation, he said he'd "probably still be homeless or dead."

If he didn't have his current living situation, he said he'd "probably still be homeless or dead."
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He volunteers at a food bank on the island and works as a dishwasher at Mersea, a restaurant and bar operating out of a shipping container along the waterfront.

He volunteers at a food bank on the island and works as a dishwasher at Mersea, a restaurant and bar operating out of a shipping container along the waterfront.

Bartell doesn't know much about the property that he's moving into ("it's full of dirt right now") but he said he knows he'll have waterfront views and the rent will be $257 a month.

Bartell doesn't know much about the property that he's moving into ("it's full of dirt right now") but he said he knows he'll have waterfront views and the rent will be $257 a month.
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And his new building will be full of one-bedroom units, so he'll definitely have less space than what he has now.

And his new building will be full of one-bedroom units, so he'll definitely have less space than what he has now.

But he said he's fine with the downsizing, and he's fine overall with the new changes that are looming over the island in the coming years.

But he said he's fine with the downsizing, and he's fine overall with the new changes that are looming over the island in the coming years.
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"Worrying about things you have no control over is just a waste of time," Bartell said.

"Worrying about things you have no control over is just a waste of time," Bartell said.

Miller's a bit more apprehensive. "I don't want to relocate," she said. "I want to be right here where I am, but since I can't be …"

Miller's a bit more apprehensive. "I don't want to relocate," she said. "I want to be right here where I am, but since I can't be …"
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Miller said she doesn’t know where her new building will be, but she’s seen the blueprints. She knows she’s going to have to downsize quite a bit, which she’s not happy about.

Miller said she doesn’t know where her new building will be, but she’s seen the blueprints. She knows she’s going to have to downsize quite a bit, which she’s not happy about.

"Nobody wants to live in an apartment building," Miller said. "Especially when you've had yards."

"Nobody wants to live in an apartment building," Miller said. "Especially when you've had yards."
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And Miller said the building she'll be moving into will eventually resemble the projects. "That's how it's going to be," Miller said. "Whether it's a new building or not, that's what it's going to turn into once it gets up and going."

And Miller said the building she'll be moving into will eventually resemble the projects. "That's how it's going to be," Miller said. "Whether it's a new building or not, that's what it's going to turn into once it gets up and going."

In early 2020, the first housing project is expected to break ground, and it will be in partnership with Swords to Plowshares, which is a part of One Treasure Island. One hundred units will be built.

In early 2020, the first housing project is expected to break ground, and it will be in partnership with Swords to Plowshares, which is a part of One Treasure Island. One hundred units will be built.
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Construction on 266 luxury condos has already begun on Yerba Buena, a naturally-formed landmass adjacent to Treasure Island.

Construction on 266 luxury condos has already begun on Yerba Buena, a naturally-formed landmass adjacent to Treasure Island.

Source: The San Francisco Chronicle

Yerba Buena has a protected ecosystem of wildlife, so most of the new housing will be built on Treasure Island. But the Yerba Buena condo construction is still the first step of the master plan to transform the two islands into a new-and-improved neighborhood.

Yerba Buena has a protected ecosystem of wildlife, so most of the new housing will be built on Treasure Island. But the Yerba Buena condo construction is still the first step of the master plan to transform the two islands into a new-and-improved neighborhood.

Source: The San Francisco Chronicle

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With the expected influx of people both residing on and visiting the island, improving transportation is high on the to-do list.

With the expected influx of people both residing on and visiting the island, improving transportation is high on the to-do list.

“We certainly anticipate that tourists would want to visit this neighborhood just like how they visit other San Francisco neighborhoods,” Eric Young, the director of communications for the San Francisco County Transportation Authority, told Business Insider.

“We certainly anticipate that tourists would want to visit this neighborhood just like how they visit other San Francisco neighborhoods,” Eric Young, the director of communications for the San Francisco County Transportation Authority, told Business Insider.
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Increased bus service is planned, as is a ferry terminal on the west side of the island that will connect it to downtown San Francisco.

Increased bus service is planned, as is a ferry terminal on the west side of the island that will connect it to downtown San Francisco.

Young said the agency is also foreseeing an increase in ridesharing traffic on the island, so on and off-ramps are being added to the highway.

Young said the agency is also foreseeing an increase in ridesharing traffic on the island, so on and off-ramps are being added to the highway.
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The improved efficiency of transportation is something Bartell could get behind. He goes into the city for groceries, shopping, or to see a movie about three times a week.

The improved efficiency of transportation is something Bartell could get behind. He goes into the city for groceries, shopping, or to see a movie about three times a week.

"I refuse to buy a car because I don't want to drive in the city, so I take the bus," Bartell said. "But now they got this high-tech Lyft stuff."

"I refuse to buy a car because I don't want to drive in the city, so I take the bus," Bartell said. "But now they got this high-tech Lyft stuff."
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Miller has a car and an assigned parking spot too at the moment, but when she’s moved to the new apartment building, she won’t have a designated spot to leave her vehicle.

Miller has a car and an assigned parking spot too at the moment, but when she’s moved to the new apartment building, she won’t have a designated spot to leave her vehicle.

She'll likely have to say goodbye to a lot of her things, like her barbecue grill and her prized holiday decorations.

She'll likely have to say goodbye to a lot of her things, like her barbecue grill and her prized holiday decorations.
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"I don't look forward to all these adventures," she said of the incoming changes.

"I don't look forward to all these adventures," she said of the incoming changes.