7 stupid things people do with their money that feel smart at the time

We've all made mistakes with our money. While some are knowingly reckless - say, an expensive night at the casino or going into debt to buy a fancy car you can't quite afford - others are less obvious.

For instance, not getting a credit card because you're scared of overspending and ending up in debt sounds like a responsible move - until you want to buy a car or a house and have no credit to back you up.

Below, Business Insider breaks down a handful of bad money moves to avoid that may feel smart at the time.