Check whether the insurer is having tie ups with wide network of hospitals.
3. Day care coverage
As most of the treatments do no require hospitalization of more than 24 hours and usually health insurance covers only 24 hours or more, it’s better to opt day care coverage health insurance policy.
4. No claim discount
Check whether policy is providing you a discount in next premium in case you haven’t taken any claim, either insurer will provide you discount or he will increase the coverage amount in the next renewal.